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Overview

5 bd3 ba2,506 sqft2 car garageSingle Family
TypeSingle Family
HOA$151.4/yr
Built2023
Lot11,226 sqft
Living area2,506 sqft
Price / sqft$176
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboStone CountersSidewalkDishwasherDisposalDryerGas Water Heater

5495 Summer Sunset Dr is a 2023-built home in Waterset Wolf Crk Ph A & D1, Apollo Beach. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,506 square feet of living space. Listed at $439,999 (about $176/sqft), 111 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $151.4 annually.

From the listing

This Deal is Ready Now. NEW LIST PRICE OF $439,999 and up to $15,000 in Seller Credits with and accepted offer. Skip the wait, skip the uncertainty, and skip the builder timeline. This home is move-in ready today — and the seller is offering upto $15,000 back in your pocket at closing. Use it to buy down your rate, cover closing costs, or both. However you use it, it changes the math in your favor from day one. Built in 2023 and owned by one family, this 5-bedroom, 3-bathroom Indigo floor plan lives like new. Soaring ceilings welcome you at the door and the open-concept layout flows exactly the way you want it to — quartz countertops, stainless steel appliances, ceramic tile throughout, and a smart thermostat for energy-efficient living. A tucked-away guest suite with a full bathroom on the main floor adds the perfect touch of privacy for visitors. Upstairs you'll find a generous loft ideal for a playroom, home office, or movie nights, along with three spacious secondary bedrooms, a full bathroom, and an owner's suite that is a true retreat — walk-in shower, double vanities, large walk-in closet, and washer and dryer included. Step outside to one of the most unique lots in the community — a quarter-acre pie-shaped lot with generous space on both sides, no rear neighbors, and a peaceful open green space behind you. A blank canvas ready for whatever you dream up. And because the home sits on a quiet private loop, the only cars you'll ever see belong to your neighbors. All of this inside Waterset — four pools, basketball, volleyball, pickleball, tennis, a dog park, walking trails, and playgrounds — for just $13/month in HOA fees. No construction delays. No builder surprises. No waiting. Just a like-new 2023 home, and $15,000 in your corner from day one. A value you cant beat right now — schedule your private showing today.

The essentials

Built
2023
Price / sqft
$176
On market
111 days
Annual tax
$10,928
HOA
$151.4/yr
Flood zone
X · Low risk
Lot
11,226 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
Driveway
0.26 acres
Lot size
2,506 sqft
Living area

Payment

Est. monthly payment
$3,439/mo
Down payment (20%)
$88,000
Property taxes
$911/mo
HOA
$151.4/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
11,226 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
111
Ceiling Fans(s)
Kitchen/Family Room Combo
Stone Counters
Sidewalk
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$10,928
Parcel #
U-27-31-19-C7S-000007-00009.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterset Wolf Crk Ph A & D1
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
11,226 sqft
HOA
$151.4/yr
CASTLE GROUP

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #TB8523150
$439,999-2.0%
$176/sqft
-
Price change
Source: Stellar MLS #TB8523150
$449,000-0.2%
$179/sqft
6/23/2026
Listed for sale
Source: Stellar MLS #TB8523150
$450,000+0.9%
$180/sqft
3/20/2023
Sold
Source: Hillsborough County Public Record
$445,800
$178/sqft

Neighborhood

5495 Summer Sunset Dr
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $439,999
$435,000 – $439,999
98.9% – 100% of listTops out right at the list price
80% of listList price
158 of the last 315 home closings in 33572 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 111 after a $10,001 cut.

Sample: 315 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,438/mo
Principal & interest$2,295
Property taxes$911
Insurance$220
HOA$13
Down payment20% · $88,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$439,999

$176 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,506 sq ft

Time on market

111 days

Year built

2023

Monthly payment

About $3,439/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,928 annual tax bill, insurance, and the $151.4/yr HOA fee.

HOA fee

$151.4/yr

Managed by CASTLE GROUP.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered by27NORTH REALTYListing agent: Mario BanalesListing data from Stellar MLS, MLS# TB8523150.

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