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Overview

4 bd3 ba2,910 sqft3 car garageSingle Family
TypeSingle Family
HOA$550/yr
Built2001
Lot9,310 sqft
Living area2,910 sqft
Price / sqft$206
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanSolid Wood CabinetsSplit BedroomStone CountersWalk-in Closet(s)Window Treatments

1128 Lumsden Trace Cir is a 2001-built home in Lumsden Trace, Valrico. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,910 square feet of living space. Listed at $599,900 (about $206/sqft), 108 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $550 annually.

From the listing

This exceptional home checks every box - 4 bedrooms, den/office, bonus room, 3 full baths, 3-car garage and an expansive screened lanai. This home combines generous living spaces with countless upgrades that showcase quality, comfort and style at every turn. Enter through the elegant stained-glass double doors into the foyer which opens to the formal living and dining rooms. Just beyond, the spacious family room opens to the kitchen, offering a seamless space designed for gathering and entertaining. The original lanai has been completely enclosed to further extend the home’s living space. The spectacular gourmet kitchen is truly the centerpiece of the home and has been thoughtfully redesigned and remodeled with attention to every detail. The most discerning chef will love the massive 8’x6’ granite island with breakfast bar seating, custom 42” wood cabinetry with pull-out shelving and full-extension drawers, top-of-the-line stainless steel appliances, reverse osmosis water system with instant hot water, upgraded fixtures, and beautiful slate-pattern porcelain tile flooring. The luxurious owner’s suite is a private sanctuary with an attached sitting room for relaxing, reading or an additional home office space. The oversized walk-in closet is enhanced with a custom wood organization system. The fully remodeled spa-inspired bathroom has two vanities, designer fixtures, an extended shower with dual rainfall shower heads, and a private water closet. The home also features three generously sized secondary bedrooms and a versatile den arranged in a three-way split floor plan that provides privacy and flexibility for family and guests. Outside is a fully fenced backyard oasis featuring lush landscaping and mature fruit trees with an eco-friendly reclaimed water irrigation system. The crown jewel is an enormous 37x18 screened and covered lanai—the ultimate space for year-round outdoor living and entertaining. The backyard also comes complete with a 16x12 Tuff Shed with a fully finished interior, lighting and air conditioning making it ideal for a workshop, studio or fitness area. You get all of this along with top rated schools, shopping, restaurants and everything Tampa Bay has to offer!

The essentials

Built
2001
Price / sqft
$206
On market
108 days
Annual tax
$3,841
HOA
$550/yr
Flood zone
X · Low risk
Lot
9,310 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
3 car garage
Driveway
9,310 sqft lot
Lot size
2,910 sqft
Living area

Payment

Est. monthly payment
$3,795/mo
Down payment (20%)
$119,980
Property taxes
$320/mo
HOA
$550/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
9,310 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener
Days on Market
108
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Deed Restrictions
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Kitchen Reverse Osmosis System
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Buckhorn-HB
Middle
Mulrennan-HB
High
Durant-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,841
Parcel #
U-32-29-21-33Y-000001-00019.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lumsden Trace
County
Hillsborough
MLS Area
33594 - Valrico
Lot Size
9,310 sqft
LandscapedSidewalkPaved
HOA
$550/yr
Lumsden Trace HOA

Price history

Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #TB8523263
$599,900-2.5%
$206/sqft
6/26/2026
Listed for sale
Source: Stellar MLS #TB8523263
$615,000+209.0%
$211/sqft
6/8/2001
Sold
Source: Hillsborough County Public Record
$199,000
$68/sqft

Neighborhood

1128 Lumsden Trace Cir
Valrico, FL, 33594 · 33594 - Valrico

Market insights

Offer Insights

Choose an offer strength

List price: $599,900
$595,000 – $599,900
99.5% – 100% of listTops out right at the list price
80% of listList price
96 of the last 172 home closings in 33594 landed at this number or higher (56%). The median one sat 23 days before it went under contract, and this one is on day 108 after a $15,100 cut.

Sample: 172 closed home sales in 33594 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,795/mo
Principal & interest$3,129
Property taxes$320
Insurance$300
HOA$46
Down payment20% · $119,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,900

$206 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,910 sq ft

Time on market

108 days

Year built

2001

Monthly payment

About $3,795/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,841 annual tax bill, insurance, and the $550/yr HOA fee.

HOA fee

$550/yr

Managed by Lumsden Trace HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byFLORIDA EXECUTIVE REALTYListing agent: Christine HensleyListing data from Stellar MLS, MLS# TB8523263.

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