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About this home
1128 Lumsden Trace Cir is a 2001-built home in Lumsden Trace, Valrico. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,910 square feet of living space. Listed at $599,900 (about $206/sqft), 108 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $550 annually.
This exceptional home checks every box - 4 bedrooms, den/office, bonus room, 3 full baths, 3-car garage and an expansive screened lanai. This home combines generous living spaces with countless upgrades that showcase quality, comfort and style at every turn. Enter through the elegant stained-glass double doors into the foyer which opens to the formal living and dining rooms. Just beyond, the spacious family room opens to the kitchen, offering a seamless space designed for gathering and entertaining. The original lanai has been completely enclosed to further extend the home’s living space. The spectacular gourmet kitchen is truly the centerpiece of the home and has been thoughtfully redesigned and remodeled with attention to every detail. The most discerning chef will love the massive 8’x6’ granite island with breakfast bar seating, custom 42” wood cabinetry with pull-out shelving and full-extension drawers, top-of-the-line stainless steel appliances, reverse osmosis water system with instant hot water, upgraded fixtures, and beautiful slate-pattern porcelain tile flooring. The luxurious owner’s suite is a private sanctuary with an attached sitting room for relaxing, reading or an additional home office space. The oversized walk-in closet is enhanced with a custom wood organization system. The fully remodeled spa-inspired bathroom has two vanities, designer fixtures, an extended shower with dual rainfall shower heads, and a private water closet. The home also features three generously sized secondary bedrooms and a versatile den arranged in a three-way split floor plan that provides privacy and flexibility for family and guests. Outside is a fully fenced backyard oasis featuring lush landscaping and mature fruit trees with an eco-friendly reclaimed water irrigation system. The crown jewel is an enormous 37x18 screened and covered lanai—the ultimate space for year-round outdoor living and entertaining. The backyard also comes complete with a 16x12 Tuff Shed with a fully finished interior, lighting and air conditioning making it ideal for a workshop, studio or fitness area. You get all of this along with top rated schools, shopping, restaurants and everything Tampa Bay has to offer!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$599,900
$206 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,910 sq ft
Time on market
108 days
Year built
2001
Monthly payment
About $3,795/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,841 annual tax bill, insurance, and the $550/yr HOA fee.
HOA fee
$550/yr
Managed by Lumsden Trace HOA.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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