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About this home
19406 Sunset Bay Dr is a 2007-built home in Lakeshore Ranch Ph I, Land O Lakes. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,735 square feet of living space. Listed at $394,000 (about $227/sqft), 110 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $300 quarterly.
**BUY THIS HOME WITH ZERO MONEY OUT OF POCKET!*** Yes, it may be possible! **19406 Sunset Bay Drive is USDA eligible**, giving qualified buyers the opportunity for **100% FINANCING WITH NO DOWN PAYMENT**. Combine that with available **SELLER CREDITS toward allowable closing costs**, and qualified buyers may be able to purchase this home with **little to potentially $0 out of pocket at closing!** Now let's talk about the home! Welcome to this beautifully maintained **3-bedroom, 2-bath home in the gated Lakeshore Ranch community**, where major updates, comfortable living, and resort-style amenities come together. One of the biggest expenses has already been taken care of with a **BRAND NEW ROOF IN 2024!** The home was also **FRESHLY PAINTED IN 2024** and features an **A/C replaced in 2018 and water heater in 2020**, giving buyers even more reasons to take a closer look.Already Low HOA cover internet and cable. Step inside and you'll immediately notice the bright, open feel created by the impressive **12-FT VAULTED CEILINGS**. Luxury vinyl plank flooring flows throughout the home, while the spacious living area and versatile flex room provide plenty of options for a home office, formal dining room, playroom, or additional living space. The kitchen features stainless steel appliances, a **GAS RANGE**, ample cabinetry, and an open connection to the main living area—perfect for everyday living and entertaining. Step outside to the **COVERED LANAI and FULLY FENCED BACKYARD**, creating a great outdoor space for entertaining, relaxing, gardening, or simply enjoying the Florida weather. Then there's the **LAKESHORE RANCH LIFESTYLE**. This gated, master-planned community offers an impressive collection of amenities including resort-style pools, clubhouse, fitness center, **PICKLEBALL**, tennis and basketball courts, playgrounds, dog parks, scenic walking trails, conservation areas, and more. Pickleball enthusiasts will especially appreciate the opportunity to enjoy the game right within the community. Conveniently located in Land O' Lakes near shopping, dining, medical facilities, recreation, and major commuter routes, this home offers much more than just a place to live—it's an opportunity to enjoy the Florida lifestyle while potentially purchasing with **NO DOWN PAYMENT**. **3 BEDROOMS • 2 BATHS • NEW ROOF 2024 • 12-FT VAULTED CEILINGS • FENCED YARD • GAS RANGE • LAKESHORE RANCH • USDA 100% FINANCING** Don't assume you need thousands of dollars saved to become a homeowner. **You may be able to BUY THIS HOME WITH ZERO MONEY OUT OF POCKET!** Ask us how and schedule your private showing today!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$394,000
$227 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,735 sq ft
Time on market
110 days
Year built
2007
Monthly payment
About $3,006/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,850 annual tax bill, insurance, and the $300/qtr HOA fee.
HOA fee
$300/qtr
Managed by Dawn Archambault.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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