8140 Terrace Garden Dr #103, photo 1
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Overview

2 bd2 ba1,735 sqftCondominium
TypeCondominium
Condo dues$699/mo
Built1982
Living area1,735 sqft
Price / sqft$201

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsWalk-in Closet(s)Window Treatments

8140 Terrace Garden Dr #103 is a 1982-built home in Five Towns, St Petersburg. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,735 square feet of living space. Listed at $349,500 (about $201/sqft), 103 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $699 monthly.

From the listing

Start living the Florida life you’ve been dreaming of! This one of a kind 1735 SF home in popular 55+ community of Five Towns delivers the space, style, and sunshine. Just 10 minutes to the beach. With one of the lowest condo fees (699.00/mo.) in the entire community, no special assessments, and hurricane shutters on every window, this condo offers major peace of mind for anybody. Love Convenience? You’ll have first-floor living, covered parking right out front, and the rare ability to use a gas grill right outside your back door. Located in the coveted Belmont building, you’ll enjoy serene water and nature views from your oversized screened lanai-your new favorite spot for morning coffee or evening breezes. Inside, this home shines * Renovated kitchen with granite counter tops, maple cabinets, gas range & stainless appliances * Large, open living/dining area perfect for hosting visitors * Freshly painted neutral tones in main living areas. Huge indoor laundry room with storage, utility sink & updated washer & dryers. Easy care laminate floors, tile in kitchen/baths & elegant crown molding. Well maintained A/C under 10 years old. The primary suite is spacious and comfortable with two walk-in closets and an updated bathroom. Guests will love the roomy 2nd bedroom and refreshed guest bathroom. Plus, a versatile bonus room gives you a space for an office, den, hobby room or extra guests. Five Towns is ideal newcomers-friendly neighbors, endless activities, multiple pools, clubhouses, fitness center, walking paths and more. The low monthly fee includes cable, internet, natural gas, water, sewer, trash and reserves and full access to amenities. A new RV/boat/vehicle storage area is ready for use. Looking for an affordable condo? This is it! Don’t miss this opportunity!

The essentials

Built
1982
Price / sqft
$201
On market
103 days
Annual tax
$2,431
Condo dues
$699/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
Built 1982
Private pool
Gunite
1,735 sqft
Living area

Payment

Est. monthly payment
$2,899/mo
Down payment (20%)
$69,900
Property taxes
$203/mo
Condo dues
$699/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1982
Lot
-
Cooling
Central Air
Heating
Natural Gas
Parking
-
Pool
Gunite
Days on Market
103
Ceiling Fans(s)
Crown Molding
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Lighting
Sidewalk
Storage
Buyer Approval Required
Clubhouse
Deed Restrictions
Fitness Center
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Tennis Court(s)
Street Lights
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$2,431
Parcel #
36-30-15-90336-002-1030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Five Towns
County
Pinellas
MLS Area
33709 - St Pete/Kenneth City
Lot Size
-
Condo dues
$699/mo
Desantis Community Management/Louis Desantis

Price history

Date
Event
Price
7/1/2026
Listed for sale
Source: Stellar MLS #TB8524784
$349,500
$201/sqft

Neighborhood

8140 Terrace Garden Dr #103
St Petersburg, FL, 33709 · 33709 - St Pete/Kenneth City

Market insights

Offer Insights

Choose an offer strength

List price: $349,500
$332,500 – $349,500
94.9% – 100% of listTops out right at the list price
80% of listList price
34 of the last 66 condo closings in 33709 landed at this number or higher (52%). The median one sat 47 days before it went under contract, and this one is on day 103.

Sample: 66 closed condo sales in 33709 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,899/mo
Principal & interest$1,823
Property taxes$203
Insurance$175
HOA$699
Down payment20% · $69,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,500

$201 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,735 sq ft

Time on market

103 days

Year built

1982

Monthly payment

About $2,899/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,431 annual tax bill, insurance, and $699/mo in condo dues.

Condo dues

$699/mo

Managed by Desantis Community Management/Louis Desantis.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byRE/MAX PREFERREDListing agent: Melissa YardyListing data from Stellar MLS, MLS# TB8524784.

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