1846 Lake Cypress Dr #1846, photo 1
Active
1 / 39

Overview

2 bd2 ba1,260 sqftCondominium
TypeCondominium
Condo dues$615/mo
Built1984
Living area1,260 sqft
Price / sqft$218

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersWalk-in Closet(s)Private Entrance

1846 Lake Cypress Dr #1846 is a 1984-built home in Cypress Trace North Condo, Safety Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,260 square feet of living space. Listed at $275,000 (about $218/sqft), 108 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $615 monthly.

From the listing

Beautiful first-floor end-unit condo in the highly desirable Cypress Trace community! Move right into this spacious 2-bedroom, 2-bath home featuring an updated kitchen with white shaker cabinetry, granite countertops, subway tile backsplash, stainless steel appliances, indoor laundry, and the added comfort of two separate HVAC systems for independent climate control of the living and bedroom areas. Soaring vaulted ceilings, abundant natural light, a cozy wood-burning fireplace, and sliding doors leading to a private screened lanai overlooking peaceful green space create a warm and inviting atmosphere. The oversized primary suite features a walk-in closet and spacious en-suite bath, while the generous second bedroom is perfect for guests or a home office. Enjoy maintenance-free living with a covered carport, community pool, spa, tennis courts, and an HOA that includes exterior maintenance, roof, water, sewer, trash, cable, and more. Ideally located just minutes from charming downtown Safety Harbor, the marina, waterfront parks, restaurants, shopping, and Philippe Park, this home offers the perfect blend of comfort, convenience, and Florida lifestyle.

The essentials

Built
1984
Price / sqft
$218
On market
108 days
Annual tax
$1,982
Condo dues
$615/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
Built 1984
Community pool
Shared amenity
1,260 sqft
Living area

Payment

Est. monthly payment
$2,352/mo
Down payment (20%)
$55,000
Property taxes
$165/mo
Condo dues
$615/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1984
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Covered, Ground Level, Guest
Days on Market
108
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Private Entrance
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Community Mailbox
Deed Restrictions
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Electric Water Heater
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,982
Parcel #
33-28-16-20209-000-0401

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cypress Trace North Condo
County
Pinellas
MLS Area
34695 - Safety Harbor
Lot Size
-
Condo dues
$615/mo
Cheryl Sarkozi

Price history

Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #TB8525185
$275,000-3.5%
$218/sqft
7/1/2026
Listed for sale
Source: Stellar MLS #TB8525185
$285,000
$226/sqft

Neighborhood

1846 Lake Cypress Dr #1846
Safety Harbor, FL, 34695 · 34695 - Safety Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $275,000
$270,000 – $275,000
98.4% – 100% of listTops out right at the list price
80% of listList price
7 of the last 12 condo closings in 34695 landed at this number or higher (58%). The median one sat 69 days before it went under contract, and this one is on day 108 after a $10,000 cut.

Sample: 12 closed condo sales in 34695 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,352/mo
Principal & interest$1,434
Property taxes$165
Insurance$138
HOA$615
Down payment20% · $55,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$275,000

$218 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,260 sq ft

Time on market

108 days

Year built

1984

Monthly payment

About $2,352/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,982 annual tax bill, insurance, and $615/mo in condo dues.

Condo dues

$615/mo

Managed by Cheryl Sarkozi.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX ACTION FIRST OF FLORIDAListing agent: Peter GawienczukListing data from Stellar MLS, MLS# TB8525185.

Keep exploring Florida

Pick up where you left off, or see what else is out there.