3097 Mission Grove Dr, photo 1
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Overview

1 bd1 ba636 sqftVilla
TypeVilla
HOA + condo dues$662/mo
Built1976
Living area636 sqft
Price / sqft$182

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)Window TreatmentsStorageAssociation Recreation - Owned

3097 Mission Grove Dr is a 1976-built home in Mission Grove Condo, Palm Harbor. Inside you'll find 1 bedrooms, 1 bathrooms, and 636 square feet of living space. Listed at $116,000 (about $182/sqft), 101 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $164 monthly. Condo dues run $498 monthly.

From the listing

Welcome home to Mission Grove Villas at Highland Lakes in beautiful Palm Harbor Florida. This 55 plus community has it all including multiple clubhouses, The Lake Tarpon Lodge with boat ramp and Lake tours, pools, tennis, pickleball, bocce ball, shuffleboard, library, billiards, crafts and unlimited Golf on 3 executive courses included with your community fees. Your turnkey fully furnished and equipped Villa is ready for you. Whether you are looking for a full-time home, snowbird nest or investment condo, this may be the perfect opportunity. The spacious 1 bedroom, 1 bathroom Villa has a private in-unit washer and dryer, a carport right outside and storage closet for all your pool and beach toys. You can relax on the enclosed lanai overlooking green space with afternoon tea. The cozy kitchen has everything you need including a pantry. Speaking of everything you need, water, sewer, internet, cable tv, garbage, roof and more is included in the HOA fees. Did I mention unlimited golf, yes that too! Don’t miss your chance at this lovely villa, schedule your private tour today!

The essentials

Built
1976
Price / sqft
$182
On market
101 days
Annual tax
$2,104
HOA + condo dues
$662/mo
Flood zone
X · Low risk
Type
Villa

At a glance

Villa
Built 1976
Community pool
Shared amenity
636 sqft
Living area

Payment

Est. monthly payment
$1,500/mo
Down payment (20%)
$23,200
Property taxes
$175/mo
HOA + condo dues
$662/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1976
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Covered, Golf Cart Parking
Days on Market
101
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Window Treatments
Storage
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Golf Carts OK
Golf
Pool
Tennis Court(s)
Street Lights
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Highland Lakes Elementary-PN
Middle
Carwise Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,104
Parcel #
05-28-16-58214-001-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mission Grove Condo
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
-
LandscapedNear Golf CourseNear Public TransitPaved
HOA + condo dues
$662/mo
$164/mo HOA plus $498/mo condo dues
Jean Chadwick/ Frankly Coastal

Price history

Date
Event
Price
7/28/2026
Price change
Source: Stellar MLS #TB8525428
$116,000-2.1%
$182/sqft
7/3/2026
Listed for sale
Source: Stellar MLS #TB8525428
$118,500
$186/sqft

Neighborhood

3097 Mission Grove Dr
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $116,000
$115,000 – $116,000
98.8% – 100% of listTops out right at the list price
80% of listList price
34 of the last 66 townhouse or villa closings in 34684 landed at this number or higher (52%). The median one sat 34 days before it went under contract, and this one is on day 101 after a $2,500 cut.

Sample: 66 closed townhouse or villa sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,500/mo
Principal & interest$605
Property taxes$175
Insurance$58
HOA$662
Down payment20% · $23,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$116,000

$182 per sq ft

Beds and baths

1 beds, 1 baths

Size

636 sq ft

Time on market

101 days

Year built

1976

Monthly payment

About $1,500/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,104 annual tax bill, insurance, and $662/mo in HOA and condo dues.

HOA + condo dues

$662/mo

$164/mo HOA plus $498/mo condo dues. Managed by Jean Chadwick/ Frankly Coastal.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCOLDWELL BANKER REALTYListing agent: Jennifer ZulianListing data from Stellar MLS, MLS# TB8525428.

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