1131 Orange Tree Cir W #C, photo 1
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Overview

2 bd2 ba960 sqft1 car garageVilla
TypeVilla
HOA$550/mo
Built1983
Living area960 sqft
Price / sqft$201
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Primary Bedroom Main FloorSolid Wood CabinetsSplit BedroomWalk-in Closet(s)GardenPrivate EntrancePrivate MailboxSidewalk

1131 Orange Tree Cir W #C is a 1983-built home in Orange Tree Villas Condo, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 960 square feet of living space. Listed at $192,777 (about $201/sqft), 102 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $550 monthly.

From the listing

Welcome to 1131 Orange Tree Circle W, Unit C, Palm Harbor, FL 34684 a beautifully maintained 2-bedroom, 2-bath villa with a private garage, located in a desirable 55+ community offering the best of Florida's low-maintenance lifestyle. Thoughtfully updated for comfort and peace of mind, this home features a NEW roof (2025), BRAND NEW A/C system 6/2026, and NEW stainless steel kitchen appliances (2024-2025). The bright kitchen is enhanced by a large illuminated ceiling panel, creating a welcoming and functional workspace. A true highlight of this villa is the private open-air atrium patio, perfectly positioned between the living room and dining area. This unique outdoor retreat creates a beautiful indoor-outdoor flow, making it an ideal place to enjoy your morning coffee, create a lush garden oasis, or unwind beneath the Florida sky. The spacious living and dining areas are designed for comfortable everyday living and effortless entertaining. Both generously sized bedrooms feature dual closets, providing exceptional storage, while the two full bathrooms provide convenience and privacy for homeowners and guests alike. Enjoy the convenience of your own private garage, providing secure parking, additional storage, and protection from the Florida weather. Residents enjoy a wonderful array of community amenities, including a sparkling swimming pool, clubhouse, all designed to encourage an active and social lifestyle. Ideally situated in the heart of Palm Harbor, this home is just minutes from award-winning Gulf beaches, charming downtown areas, excellent restaurants, shopping, golf courses, parks, and everyday conveniences. With major updates already completed including a 2025 roof, Brand New 2026 A/C, 2025 stainless steel appliances, and the added benefit of a private garage this move-in-ready villa offers an exceptional opportunity to enjoy comfortable, carefree Florida living. Schedule your private showing today!

The essentials

Built
1983
Price / sqft
$201
On market
102 days
Annual tax
$534
HOA
$550/mo
Flood zone
X · Low risk
Type
Villa

At a glance

Villa
Built 1983
Private pool
In Ground
1 car garage
960 sqft
Living area

Payment

Est. monthly payment
$1,696/mo
Down payment (20%)
$38,555
Property taxes
$45/mo
HOA
$550/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1983
Lot
-
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
102
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Garden
Private Entrance
Private Mailbox
Sidewalk
Sprinkler Metered
Storage
Clubhouse
Pool
Dishwasher
Disposal
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$534
Parcel #
06-28-16-64646-001-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Orange Tree Villas Condo
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
-
HOA
$550/mo
Orange Villa

Price history

Date
Event
Price
7/20/2026
Price change
Source: Stellar MLS #TB8525462
$192,777-3.5%
$201/sqft
7/2/2026
Listed for sale
Source: Stellar MLS #TB8525462
$199,777
$208/sqft

Neighborhood

1131 Orange Tree Cir W #C
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $192,777
$190,000 – $192,777
98.8% – 100% of listTops out right at the list price
80% of listList price
34 of the last 66 townhouse or villa closings in 34684 landed at this number or higher (52%). The median one sat 34 days before it went under contract, and this one is on day 102 after a $7,000 cut.

Sample: 66 closed townhouse or villa sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,696/mo
Principal & interest$1,005
Property taxes$45
Insurance$96
HOA$550
Down payment20% · $38,555
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$192,777

$201 per sq ft

Beds and baths

2 beds, 2 baths

Size

960 sq ft

Time on market

102 days

Year built

1983

Monthly payment

About $1,696/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $534 annual tax bill, insurance, and the $550/mo HOA fee.

HOA fee

$550/mo

Managed by Orange Villa.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byFLORIDA LUXURY REALTY INCListing agent: Stephanie GoodeListing data from Stellar MLS, MLS# TB8525462.

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