3850 N Lake Dr #140, photo 1
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Overview

2 bd2 ba1,077 sqftCondominium
TypeCondominium
HOA$680/mo
Built1973
Lot1,139 sqft
Living area1,077 sqft
Price / sqft$121

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)StorageClubhouseGated Community - No GuardPoolBuilt-in OvenCooktopDishwasher

3850 N Lake Dr #140 is a 1973-built home in Whisper Lake A Condo, Tampa. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,077 square feet of living space. Listed at $129,900 (about $121/sqft), 99 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $680 monthly.

From the listing

Move right into this beautifully remodeled first-floor, 2-bedroom, 2-bath condo located in the gated community of Whisper Lakes in the highly sought-after Carrollwood area of Tampa. This turnkey home features a bright, open floor plan with stylish finishes throughout, including luxury vinyl flooring, granite countertops, and a beautifully updated kitchen and bathrooms completed in 2023. The spacious living and dining areas open to a large screened-in lanai, creating the perfect space to relax, enjoy your morning coffee, or entertain guests. A new A/C system installed in 2024 adds comfort and energy efficiency, while the low-maintenance design makes everyday living easy. Residents of Whisper Lakes enjoy access to three community pools, beautifully maintained grounds, and the security of a gated entrance. Ideally located just minutes from shopping, dining, entertainment, major highways, Tampa International Airport, and downtown Tampa, this home offers exceptional convenience and value. Whether you're looking for a primary residence, seasonal retreat, or investment opportunity, this move-in-ready condo is a must-see!

The essentials

Built
1973
Price / sqft
$121
On market
99 days
Annual tax
$241
HOA
$680/mo
Flood zone
X · Low risk
Lot
1,139 sqft
Type
Condominium

At a glance

Condo
Built 1973
Community pool
Shared amenity
1,077 sqft
Living area

Payment

Est. monthly payment
$1,442/mo
Down payment (20%)
$25,980
Property taxes
$20/mo
HOA
$680/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1973
Lot
1,139 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
99
Ceiling Fans(s)
Storage
Clubhouse
Gated Community - No Guard
Pool
Built-in Oven
Cooktop
Dishwasher
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$241
Parcel #
U-21-28-18-14R-000000-00140.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Whisper Lake A Condo
County
Hillsborough
MLS Area
33614 - Tampa
Lot Size
1,139 sqft
HOA
$680/mo
CIRA NET

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #TB8525799
$129,900-3.7%
$121/sqft
-
Price change
Source: Stellar MLS #TB8525799
$134,900-6.9%
$125/sqft
7/3/2026
Listed for sale
Source: Stellar MLS #TB8525799
$144,900+36.7%
$135/sqft
5/27/2005
Sold
Source: Hillsborough County Public Record
$106,000
$98/sqft

Neighborhood

3850 N Lake Dr #140
Tampa, FL, 33614 · 33614 - Tampa

Market insights

Offer Insights

Choose an offer strength

List price: $129,900
$129,000 – $129,900
99.5% – 100% of listTops out right at the list price
80% of listList price
28 of the last 43 condo closings in 33614 landed at this number or higher (65%). The median one sat 42 days before it went under contract, and this one is on day 99 after a $15,000 cut.

Sample: 43 closed condo sales in 33614 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,443/mo
Principal & interest$677
Property taxes$20
Insurance$65
HOA$680
Down payment20% · $25,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$129,900

$121 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,077 sq ft

Time on market

99 days

Year built

1973

Monthly payment

About $1,442/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $241 annual tax bill, insurance, and the $680/mo HOA fee.

HOA fee

$680/mo

Managed by CIRA NET.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY INCListing agent: Peter LadisListing data from Stellar MLS, MLS# TB8525799.

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