5038 Cadiz CT, photo 1
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Overview

4 bd2 ba1,851 sqft2 car garageSingle Family
TypeSingle Family
HOA$359.08/qtr
Built2022
Lot10,916 sqft
Living area1,851 sqft
Price / sqft$181
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSidewalkTennis Court(s)

5038 Cadiz CT is a 2022-built home in Hernando Oaks Ph 3, Brooksville. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,851 square feet of living space. Listed at $334,990 (about $181/sqft), 98 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $359.08 quarterly.

From the listing

We’ve made a major move to make this home even more attractive! ?? $15,000 PRICE REDUCTION ?? PLUS $10,000 SELLER CREDIT INCENTIVE with acceptable terms - AGENTS PLS SEE PRIVATE REMARKS That’s $25,000 in combined price savings and INCENTIVES! ?? ? A lower price. ? More help with upfront costs. ? More opportunity to make your next move! If you’ve been considering a home in Hernando Oaks, now is the time to take another look!. One or more photo(s) has been virtually staged. Welcome to 5038 Cadiz Ct. in Hernando Oaks! This beautifully maintained 4-bedroom, 2-bath home, built in 2022, offers modern living in one of Brooksville's sought-after gated golf course communities. Situated on an oversized quarter-acre homesite, this all-concrete block home combines quality construction with a bright, open floor plan designed for today's lifestyle. The spacious kitchen overlooks the living and dining areas, making well suited for entertaining and everyday living. It features abundant cabinetry, generous counter space, and a complete appliance package. The peaceful owner's suite is tucked away at the rear of the home and offers a walk-in closet and an en-suite bath. Three additional bedrooms provide flexibility for family, guests, or a home office. Step outside to the covered lanai with conservation/green belt behind the property. Enjoy peaceful Florida living with plenty of room to create your dream outdoor oasis, including space for a future pool. Located within the gated Hernando Oaks community, residents enjoy tree-lined streets, a championship golf course, and convenient access to the Suncoast Parkway, making Tampa an easy commute. Shopping, dining, medical facilities, parks, and the Nature Coast are all just minutes away. If you're looking for a newer home with modern finishes, an open layout, and a fantastic location, this is one you won't want to miss. Schedule your showing today! Some photos are virtually staged.

The essentials

Built
2022
Price / sqft
$181
On market
98 days
Annual tax
$4,461
HOA
$359.08/qtr
Flood zone
X* · Low risk
Lot
10,916 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
Driveway
0.33 acres
Lot size
1,851 sqft
Living area

Payment

Est. monthly payment
$2,406/mo
Down payment (20%)
$66,998
Property taxes
$372/mo
HOA
$359.08/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
10,916 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Ground Level
Days on Market
98
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Sidewalk
Tennis Court(s)
Buyer Approval Required
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
Golf
Restaurant
Sidewalks
Cooktop
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Moton Elementary School
Middle
D.S. Parrot Middle
High
Hernando High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X*
Annual Tax (2025)
$4,461
Parcel #
R08-223-19-2434-0000-0445

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hernando Oaks Ph 3
County
Hernando
MLS Area
34604 - Brooksville/Masaryktown/Spring Hill
Lot Size
10,916 sqft
ClearedLandscapedLevelOversized LotStreet Dead-EndPaved
HOA
$359.08/qtr
Qualified Property Mgmt

Price history

Date
Event
Price
10/10/2026
Price change
Source: Stellar MLS #TB8526024
$334,990-4.3%
$181/sqft
-
Price change
Source: Stellar MLS #TB8526024
$349,990-2.8%
$189/sqft
7/5/2026
Listed for sale
Source: Stellar MLS #TB8526024
$360,000+7.5%
$194/sqft
3/31/2022
Sold
Source: Hernando County Public Record
$335,000
$181/sqft

Neighborhood

5038 Cadiz CT
Brooksville, FL, 34604 · 34604 - Brooksville/Masaryktown/Spring Hill

Market insights

Offer Insights

Choose an offer strength

List price: $334,990
$327,500 – $334,990
98% – 100% of listTops out right at the list price
80% of listList price
46 of the last 91 home closings in 34604 landed at this number or higher (51%). The median one sat 49 days before it went under contract, and this one is on day 98 after a $25,010 cut.

Sample: 91 closed home sales in 34604 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,406/mo
Principal & interest$1,747
Property taxes$372
Insurance$167
HOA$120
Down payment20% · $66,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$334,990

$181 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,851 sq ft

Time on market

98 days

Year built

2022

Monthly payment

About $2,406/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,461 annual tax bill, insurance, and the $359.08/qtr HOA fee.

HOA fee

$359.08/qtr

Managed by Qualified Property Mgmt.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byLPT REALTY, LLC.Listing agent: Elaine CooperListing data from Stellar MLS, MLS# TB8526024.

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