

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- 400 CENTRAL
- Type
- Condominium
True monthly carry
- HOA
- ~$1221/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
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11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
400 Central Ave #1105 is a 2026-built home in 400 Central, St Petersburg. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,732 square feet of living space. Listed at $1,495,000 (about $863/sqft), 97 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $567.96 monthly. Condo dues run $653 monthly.
Virtually Staged. Every great city has a residence that captures its energy. At 400 Central, Residence 1105 combines sweeping southeast-facing views of the Downtown St. Petersburg skyline and Tampa Bay with premium owner upgrades, offering a move-in ready opportunity in one of the city's newest luxury condominium communities. Offering 3 bedrooms, 3 full bathrooms, and 1,732 square feet, this residence showcases the clean, modern design that has made 400 Central one of the most anticipated addresses in Downtown St. Petersburg. Floor-to-ceiling glass fills the home with natural light and opens to an oversized 357 SqFt southeast-facing terrace, where unobstructed views of the downtown skyline, Tampa Bay, and the vibrant cityscape become part of everyday living, transitioning beautifully from sunrise over the bay to the sparkling city lights after dark. Unlike many new construction residences, this home has already been enhanced with more than $40,000 in owner upgrades, allowing the next owner to enjoy a polished, finished home without taking on additional projects after closing. California Closets have been installed throughout, while motorized window shades—including blackout shades in two rooms—provide both convenience and privacy. The kitchen has been elevated with a striking designer backsplash, upgraded upper cabinet finishes, a new convection oven, and a new refrigerator. Additional improvements include designer lighting over the kitchen island, in the primary bathroom, and in the secondary bedroom, along with televisions in both the living room and primary suite. The versatile floor plan offers flexibility for full-time living, seasonal ownership, or working from home, with an additional electrical outlet already installed to accommodate a dedicated office space. Every bathroom has been completed with towel bars and accessories, adding the finishing details that are often left for a new owner to complete. Ownership includes a highly desirable deeded parking space ideally positioned just steps from the elevator for effortless daily access while being tucked within the protected interior of the parking garage, offering added shelter from Florida's sun and weather. The residence also includes an additional valet parking space and a private deeded storage unit, providing exceptional convenience, flexibility, and valuable extra storage that is increasingly sought after in downtown condominium living. Residents of 400 Central enjoy an exceptional collection of amenities designed to complement an active, luxury lifestyle, including an expansive amenity level with a resort-style pool and spa, state-of-the-art fitness center, club and social rooms, coworking spaces, private entertaining areas, concierge services, and the spectacular Sky Lounge Observatory with panoramic views stretching across Downtown St. Petersburg, Tampa Bay, and the Gulf. Located just steps from Beach Drive, the St. Petersburg Pier, waterfront parks, museums, acclaimed restaurants, boutique shopping, and year-round events, Residence 1105 offers the opportunity to enjoy the very best of downtown living while calling one of St. Petersburg's most celebrated new addresses home.
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 186 closed condo sales in 33701 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,495,000
$863 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,732 sq ft
Time on market
97 days
Year built
2026
Monthly payment
About $11,697/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and $1,221/mo in HOA and condo dues.
HOA + condo dues
$1,221/mo
$568/mo HOA plus $653/mo condo dues. Managed by Richie Kavanaugh.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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