Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- PORT CHARLOTTE SEC 04
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
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11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
151 Kirby St is a 2026-built home in Port Charlotte Sec 04, Port Charlotte. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,818 square feet of living space. Listed at $326,900 (about $180/sqft), 92 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. READY NOW! 15k BUILDER INCENTIVES AVAILABLE. Introducing the Sunset Harbor Plan featuring TWO PRIMARY SUITES! Live the SunLife in this 3 bedroom plus den home featuring 3 FULL BATHROOMS! All with NO FLOOD ZONE and IMPACT WINDOWS. The heart of the home is the spacious great room with vaulted ceilings, flowing seamlessly into the kitchen and dining areas for easy everyday living and entertaining. The kitchen includes white shaker cabinetry with soft-close doors and hardware, upgraded quartz countertops, stainless steel appliances including the refrigerator, an undermount stainless steel sink, and upgraded Moen® faucets. Hard-surface flooring runs throughout the home for a clean, modern, low-maintenance finish. Both primary suites include walk-in closets and private full bathrooms, creating a comfortable split-layout design. A third bedroom, separate den, and third full bathroom provide additional space for a home office, guests, hobbies, or family needs. Outside, enjoy a large covered lanai overlooking the backyard, perfect for relaxing in the Florida lifestyle. Located in Port Charlotte, this new Sunlife Homes design combines comfort, efficiency, and flexible living with the peace of mind of a 10-year structural warranty and 1-year builder warranty. THE SUNSET HARBOUR PLAN
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$326,900
$180 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,818 sq ft
Time on market
92 days
Year built
2026
Monthly payment
About $1,905/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $438 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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