114 Fernwood Cir #114, photo 1
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Overview

2 bd2 ba1,285 sqftCondominium
TypeCondominium
HOANone listed
Built1974
Lot205,906 sqft
Living area1,285 sqft
Price / sqft$108

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboLightingOutdoor GrillOutdoor ShowerSidewalkAssociation Recreation - OwnedBuyer Approval Required

114 Fernwood Cir #114 is a 1974-built home in Gardens The Condo, Seminole. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,285 square feet of living space. Listed at $139,000 (about $108/sqft), 89 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Enjoy the opportunity to make this ground-floor, canal-front 2-bedroom condo your own in the desirable 55+ community of The Gardens in Seminole. Perfect as a seasonal getaway or year-round residence, this unit offers great bones and is ready for your personal cosmetic updates. Features include newer windows, some kitchen updates, and peaceful views of the pool, mature trees, and lush landscaping. Nestled on four beautifully landscaped acres adjacent to Lake Seminole Park and set back from the road, The Gardens provides a quiet, park-like setting just minutes from shopping, restaurants, and the Gulf beaches.

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The essentials

Built
1974
Price / sqft
$108
On market
89 days
Annual tax
$2,637
Flood zone
AE
Lot
205,906 sqft
Type
Condominium

At a glance

Condo
Built 1974
Community pool
Shared amenity
Assigned parking
1,285 sqft
Living area

Payment

Est. monthly payment
$1,014/mo
Down payment (20%)
$27,800
Property taxes
$220/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1974
Lot
205,906 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned
Days on Market
89
Ceiling Fans(s)
Living Room/Dining Room Combo
Lighting
Outdoor Grill
Outdoor Shower
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2025)
$2,637
Parcel #
26-30-15-30271-004-1140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gardens The Condo
County
Pinellas
MLS Area
33777 - Seminole/Largo
Lot Size
205,906 sqft
City LimitsPaved

Price history

Date
Event
Price
9/26/2026
Price change
Source: Stellar MLS #TB8528249
$139,000-12.5%
$108/sqft
-
Price change
Source: Stellar MLS #TB8528249
$158,900-3.4%
$124/sqft
7/14/2026
Listed for sale
Source: Stellar MLS #TB8528249
$164,500
$128/sqft

Neighborhood

114 Fernwood Cir #114
Seminole, FL, 33777 · 33777 - Seminole/Largo

Market insights

Offer Insights

Choose an offer strength

List price: $139,000
$132,000 – $139,000
95.1% – 100% of listTops out right at the list price
80% of listList price
20 of the last 38 condo closings in 33777 landed at this number or higher (53%). The median one sat 64 days before it went under contract, and this one is on day 89 after a $25,500 cut.

Sample: 38 closed condo sales in 33777 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,014/mo
Principal & interest$725
Property taxes$220
Insurance$70
Down payment20% · $27,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$139,000

$108 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,285 sq ft

Time on market

89 days

Year built

1974

Monthly payment

About $1,014/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,637 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byPINELLAS REALTY GROUP INCListing agent: Temme PetersonListing data from Stellar MLS, MLS# TB8528249.

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