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Overview

4 bd2 ba2,213 sqft3 car garageSingle Family
TypeSingle Family
HOA$100/yr
Built2010
Lot11,683 sqft
Living area2,213 sqft
Price / sqft$212
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboSplit BedroomWalk-in Closet(s)Window TreatmentsRain GuttersDeed RestrictionsFitness Center

5409 Conch Shell Pl is a 2010-built home in Harbour Isles Ph 1, Apollo Beach. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,213 square feet of living space. Listed at $469,900 (about $212/sqft), 84 days on market. Flood zone AE, X - confirm flood insurance requirements with your lender. HOA runs $100 annually.

From the listing

Beautifully maintained 4-bedroom, 2-bathroom one-story home in Harbour Isles featuring high ceilings, elegant tile flooring, upgraded lighting, a formal dining room, and a granite kitchen with stainless steel appliances, ample cabinetry, and a cozy dining nook. The spacious primary suite offers dual walk-in closets, double vanities, a soaking tub, a separate walk-in shower, and serene conservation views. Sliding doors lead to a large screened lanai and paver patio overlooking a fully fenced backyard with a storage shed. Recent updates include A/C (2021), water heater (2024), and gutters. Located on a quiet cul-de-sac on just over a quarter acre, this home provides exceptional privacy and outdoor space. Community amenities include a resort-style pool and spa, fitness center, basketball and volleyball courts, playground, walking trails, fishing pier, and boat/RV parking. Minutes from I-75, US-41, shopping, dining, Publix, Walmart, Little Harbor, and Apollo Beach Preserve. Property offers an assumable VA loan for eligible buyers. Furniture is negotiable.

The essentials

Built
2010
Price / sqft
$212
On market
84 days
Annual tax
$3,699
HOA
$100/yr
Flood zone
AE, X
Lot
11,683 sqft
Type
Single Family Residence

At a glance

Single family
Built 2010
Water views
Trees/Woods
Community pool
Fitness center too
3 car garage
0.27 acres
Lot size

Payment

Est. monthly payment
$3,002/mo
Down payment (20%)
$93,980
Property taxes
$308/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2010
Lot
11,683 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
84
Ceiling Fans(s)
Living Room/Dining Room Combo
Split Bedroom
Walk-in Closet(s)
Window Treatments
Rain Gutters
Deed Restrictions
Fitness Center
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone AE, X
Annual Tax (2025)
$3,699
Parcel #
U-33-31-19-81P-000003-00004.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbour Isles Ph 1
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
11,683 sqft
Conservation Area
HOA
$100/yr
Harbour Isles HOA

Price history

Date
Event
Price
9/16/2026
Price change
Source: Stellar MLS #TB8528445
$469,900-1.1%
$212/sqft
-
Price change
Source: Stellar MLS #TB8528445
$475,000-3.1%
$215/sqft
7/20/2026
Listed for sale
Source: Stellar MLS #TB8528445
$490,000-2.0%
$221/sqft
5/11/2023
Sold
Source: Hillsborough County Public Record
$500,000
$226/sqft

Neighborhood

5409 Conch Shell Pl
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $469,900
$465,000 – $469,900
98.9% – 100% of listTops out right at the list price
80% of listList price
158 of the last 315 home closings in 33572 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 84 after a $20,100 cut.

Sample: 315 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,002/mo
Principal & interest$2,451
Property taxes$308
Insurance$235
HOA$8
Down payment20% · $93,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$469,900

$212 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,213 sq ft

Time on market

84 days

Year built

2010

Monthly payment

About $3,002/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,699 annual tax bill, insurance, and the $100/yr HOA fee.

HOA fee

$100/yr

Managed by Harbour Isles HOA.

Flood zone

Zone AE, X

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Mirella ReyesListing data from Stellar MLS, MLS# TB8528445.

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