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About this home
4422 Havelocke Dr is a 2005-built home in Oakstead Prcl 05, Land O Lakes. Inside you'll find 5 bedrooms, 2 bathrooms, and 2,444 square feet of living space. Listed at $460,000 (about $188/sqft), 88 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $70 annually.
FHA ASSUMABLE LOAN — 3.625% INTEREST RATE Welcome home to this beautifully maintained 5-bedroom, 2-bathroom property in the sought-after, gated community of Oakstead. Tucked away with no rear neighbors, this home offers true privacy — with deer wandering by for that peaceful, nature-close feel. Step inside to an open, split floor plan designed for both everyday living and entertaining, featuring gorgeous vinyl flooring throughout. Upstairs, a spacious loft offers endless flexibility — perfect as a bonus room, playroom, or home office. Abundant natural light fills every room, creating warm, inviting spaces for the whole family. Enjoy peace of mind with a new roof (2024) and a recently replaced one of the AC units (2 years old). Add to that fantastic curb appeal, and this home is as move-in ready as it is beautiful. Living in Oakstead means resort-style amenities right outside your door: a sparkling community pool and kiddie pool, tennis and basketball courts, a clubhouse with a fitness center, and scenic nature trails — all within a secure, gated setting. Don't miss this rare opportunity to own a home with an incredibly low, assumable interest rate in one of the area's most desirable communities!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$460,000
$188 per sq ft
Beds and baths
5 beds, 2 baths
Size
2,444 sq ft
Time on market
88 days
Year built
2005
Monthly payment
About $3,258/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,473 annual tax bill, insurance, and the $70/yr HOA fee.
HOA fee
$70/yr
Managed by Rebecca Anderson.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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