12925 Shady Fern Ln, photo 1
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Overview

3 bd3 ba1,478 sqft1 car garageTownhouse
TypeTownhouse
HOA$365/mo
Built2018
Lot2,073 sqft
Living area1,478 sqft
Price / sqft$152
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboPrimarybedroom UpstairsWalk-in Closet(s)BalconyCommunity MailboxDeed RestrictionsGated Community - No GuardPark

12925 Shady Fern Ln is a 2018-built home in Copper Creek Ph 2, Gibsonton. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,478 square feet of living space. Listed at $224,850 (about $152/sqft), 93 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $365 monthly.

From the listing

NEW PRICE! PRICED TO SELL! Take another look at this beautifully maintained 3-bedroom, 2.5-bath townhome in the desirable Copper Creek community in Gibsonton! Designed for comfortable, low-maintenance living, this home features an open-concept floor plan that's perfect for both everyday living and entertaining. The main level showcases durable laminate flooring throughout, creating a warm and modern feel. The spacious kitchen overlooks the living and dining areas, offering ample cabinetry, generous counter space, and a functional layout for preparing meals and gathering with family and friends. A convenient half bath is also located on the first floor for guests. Upstairs, you'll find a spacious primary suite complete with a private ensuite bath and walk-in closet, along with two additional bedrooms and a full bathroom, providing plenty of space for family, guests, or a home office. Conveniently located near shopping, dining, schools, parks, I-75, US-301, and the Selmon Expressway for an easy commute to Downtown Tampa, MacDill Air Force Base, Brandon, and nearby Gulf Coast beaches. Whether you're a first-time homebuyer, downsizing, or looking for an investment opportunity, this move-in-ready townhome offers the perfect blend of comfort, convenience, and value. Schedule your private showing today!

The essentials

Built
2018
Price / sqft
$152
On market
93 days
Annual tax
$2,933
HOA
$365/mo
Flood zone
X · Low risk
Lot
2,073 sqft
Type
Townhouse

At a glance

Townhouse
Built 2018
Community pool
Shared amenity
1 car garage
2,073 sqft lot
Lot size
1,478 sqft
Living area

Payment

Est. monthly payment
$1,895/mo
Down payment (20%)
$44,970
Property taxes
$244/mo
HOA
$365/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2018
Lot
2,073 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
93
Kitchen/Family Room Combo
Primarybedroom Upstairs
Walk-in Closet(s)
Balcony
Community Mailbox
Deed Restrictions
Gated Community - No Guard
Park
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Washer
Elementary
Corr-HB
Middle
Eisenhower-HB
High
East Bay-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,933
Parcel #
U-07-31-20-A6X-000000-00149.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Copper Creek Ph 2
County
Hillsborough
MLS Area
33534 - Gibsonton
Lot Size
2,073 sqft
HOA
$365/mo
McNeil Managment Services

Price history

Date
Event
Price
9/26/2026
Price change
Source: Stellar MLS #TB8528748
$224,850
$152/sqft
-
Price change
Source: Stellar MLS #TB8528748
$224,900-4.3%
$152/sqft
7/16/2026
Listed for sale
Source: Stellar MLS #TB8528748
$235,000+45.1%
$159/sqft
3/9/2018
Sold
Source: Hillsborough County Public Record
$162,000
$110/sqft

Neighborhood

12925 Shady Fern Ln
Gibsonton, FL, 33534 · 33534 - Gibsonton

Market insights

Offer Insights

Choose an offer strength

List price: $224,850
$224,850
99.5% – 100% of listTops out right at the list price
80% of listList price
8 of the last 13 townhouse or villa closings in 33534 landed at this number or higher (62%). The median one sat 58 days before it went under contract, and this one is on day 93 after a $10,150 cut.

Sample: 13 closed townhouse or villa sales in 33534 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,895/mo
Principal & interest$1,173
Property taxes$244
Insurance$112
HOA$365
Down payment20% · $44,970
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$224,850

$152 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,478 sq ft

Time on market

93 days

Year built

2018

Monthly payment

About $1,895/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,933 annual tax bill, insurance, and the $365/mo HOA fee.

HOA fee

$365/mo

Managed by McNeil Managment Services.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: Jacqueline PachecoListing data from Stellar MLS, MLS# TB8528748.

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