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Active
$139,000
946 Virginia St #104, Dunedin, FL, 34698
$181/sqft·Heather Lake Apts Condo
Est. $725/moSee payment1
beds
1
baths
770
sqft
-
garage
Listed by FLORIDA LUXURY REALTY INC· Last updated · MLS# TB8528946
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About this home
Built-in FeaturesCeiling Fans(s)Primary Bedroom Main FloorWalk-in Closet(s)CourtyardLightingPrivate EntrancePrivate Mailbox
946 Virginia St #104 is a 1975-built home in Heather Lake Apts Condo, Dunedin. Inside you'll find 1 bedrooms, 1 bathrooms, and 770 square feet of living space. Listed at $139,000 (about $181/sqft), 43 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $537 monthly.
From the listing
Waterfront Sunsets Await! First-Floor Condo in Heather Lake | 55+ Dunedin Community. Welcome to your own peaceful retreat in the highly desirable community of Heather Lake in beautiful Dunedin! This charming first-floor 1-bedroom, 1-bath condominium offers breathtaking pond views where you can relax with your morning coffee, watch ducks glide across the water, and end each day with spectacular Florida sunsets from your own backyard. Ideally located just minutes from vibrant Downtown Dunedin, you'll enjoy award-winning restaurants, boutique shopping, breweries, year-round festivals, and the popular Downtown Dunedin Farmers Market. Outdoor enthusiasts will love being just a short drive from the world-famous Honeymoon Island State Park, the Pinellas Trail, beautiful Gulf beaches, and endless opportunities for boating, kayaking, biking, and nature walks. Whether you're looking for a full-time residence or a seasonal Florida getaway, this move-in-ready condo offers the perfect combination of peaceful waterfront living and an active coastal lifestyle. Don't miss your opportunity to own an affordable slice of paradise in one of Dunedin's most sought-after communities!
The essentials
Built
1975
Price / sqft
$181
On market
44 days
Annual tax
$1,640
HOA
$537/mo
Flood zone
X500 · Low risk
Type
Condominium
Location
Type
Condominium
Year Built
1975
Lot
-
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Pond
Days on Market
44
Built-in Features
Ceiling Fans(s)
Primary Bedroom Main Floor
Walk-in Closet(s)
Courtyard
Lighting
Private Entrance
Private Mailbox
Sprinkler Metered
Storage
Buyer Approval Required
Clubhouse
Community Mailbox
Sidewalks
Street Lights
Cooktop
Dishwasher
Disposal
Freezer
Microwave
Range
Refrigerator
Flood Zone X500
Annual Tax (2025)
$1,640
Parcel #
26-28-15-38020-010-1040
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Heather Lake Apts Condo
County
Pinellas
MLS Area
34698 - Dunedin
Lot Size
-
HOA
$537/mo
Heather Lakes
Date
Event
Price
8/25/2026
Price change
Source: Stellar MLS #TB8528946
$139,000-4.1%
$181/sqft
—
Price change
Source: Stellar MLS #TB8528946
$145,000-2.7%
$188/sqft
7/13/2026
Listed for sale
Source: Stellar MLS #TB8528946
$149,000
$194/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$1,699
Principal, interest, tax, insurance, HOA
- P&I$725
- Tax$137
- Insurance$300
- HOA$537
Loan Amount
$111,200
Down Payment %
20.0%
First Year Summary
Principal
$1,174
Interest
$7,525
Balance
$110,026
Total Interest
$149,779
Total Cost
$260,979
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