16132 Ivy Lake Dr, photo 1
Active
1 / 60

Overview

4 bd3 ba2,524 sqft3 car garageSingle Family
TypeSingle Family
HOA$433.95/qtr
Built2004
Lot10,118 sqft
Living area2,524 sqft
Price / sqft$254
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone Counters

16132 Ivy Lake Dr is a 2004-built home in Ivy Lake Estates, Odessa. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,524 square feet of living space. Listed at $639,900 (about $254/sqft), 95 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $433.95 quarterly.

From the listing

Virtually Staged. VIRTUALLY STAGED • PRICED TO SELL • BEST VALUE IN PRESTIGIOUS IVY LAKE ESTATES • 1/0 RATE BUYDOWN AVAILABLE WITH PREFERRED LENDER • BIG-TICKET UPDATES DONE: NEW HVAC (2026), FRESH INTERIOR PAINT (2026), NEW ROOF (2023), NEW WATER HEATER (2024) • GATED COMMUNITY • 0.23-ACRE CONSERVATION LOT • 4 BEDROOMS • 3 BATHS • PRIVATE OFFICE • 3-CAR GARAGE MAJOR UPDATES COMPLETE, SPACIOUS FLOOR PLAN, AND PEACEFUL CONSERVATION VIEWS! Welcome to this beautifully maintained, move-in-ready home in the highly desirable gated community of Ivy Lake Estates in Odessa. Situated on a 0.23-acre conservation lot with no immediate rear neighbors, this spacious 4-bedroom, 3-bath home offers privacy, functionality, and exceptional value. With a NEW ROOF (2023), NEW HVAC (2026), NEW WATER HEATER (2024), FRESH INTERIOR PAINT (2026), newer appliances, and a water softener, the big-ticket improvements have already been taken care of! The popular Charleston III floor plan features a desirable three-way split bedroom design, soaring ceilings, abundant natural light, multiple living and dining areas, and a separate office/flex room perfect for working from home. The inviting formal living and dining spaces provide room for entertaining, while the open family room offers a comfortable setting for everyday living. The spacious kitchen features granite countertops, warm wood cabinetry, stainless steel appliances, a center island, breakfast bar, pantry, and casual dining area overlooking the family room. The oversized primary suite provides a private retreat with two walk-in closets and a spacious ensuite bath featuring dual vanities, a garden tub, and separate shower. Three additional bedrooms and two full bathrooms offer flexibility for guests, family, or multigenerational living. Step outside to the extended screened lanai, where peaceful conservation views, mature greenery, and no immediate rear neighbors create the perfect backdrop for morning coffee, outdoor dining, or relaxing evenings. The generous backyard offers additional space to enjoy Florida living. An attached 3-car garage provides ample parking and storage. Conveniently located near the Suncoast Parkway, Tampa, shopping, dining, recreation, and currently zoned for highly rated schools, Ivy Lake Estates offers an ideal combination of location, privacy, and community appeal. WHY PAY MORE AND TAKE ON MAJOR UPDATES WHEN THIS HOME ALREADY HAS THEM DONE? Competitively priced with a 1/0 RATE BUYDOWN AVAILABLE THROUGH A PREFERRED LENDER, this is an opportunity you don't want to miss. SCHEDULE YOUR PRIVATE SHOWING TODAY! VIRTUAL STAGING DISCLOSURE: Some listing photos have been virtually staged to demonstrate furniture placement and potential room use. Furniture, accessories, and decorative items shown in virtually staged images are not included in the sale. Buyer to verify school zoning and ratings. Rate buydown subject to lender terms and buyer qualification. Priced to sell—schedule your private showing today!

The essentials

Built
2004
Price / sqft
$254
On market
95 days
Annual tax
$9,483
HOA
$433.95/qtr
Flood zone
X · Low risk
Lot
10,118 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
3 car garage
10,118 sqft lot
Lot size
2,524 sqft
Living area

Payment

Est. monthly payment
$4,592/mo
Down payment (20%)
$127,980
Property taxes
$790/mo
HOA
$433.95/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
10,118 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
95
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Awning(s)
Lighting
Playground
Private Mailbox
Private Yard
Sidewalk
Park
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
Skybrooke K-8
High
Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$9,483
Parcel #
18-26-31-004.0-004.00-028.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ivy Lake Estates
County
Pasco
MLS Area
33556 - Odessa
Lot Size
10,118 sqft
HOA
$433.95/qtr
Wise Property Management

Price history

Date
Event
Price
10/12/2026
Price change
Source: Stellar MLS #TB8528968
$639,900-1.5%
$254/sqft
-
Price change
Source: Stellar MLS #TB8528968
$649,900-9.1%
$257/sqft
7/13/2026
Listed for sale
Source: Stellar MLS #TB8528968
$715,000+24.3%
$283/sqft
4/26/2024
Sold
Source: Pasco County Public Record
$575,000
$228/sqft

Neighborhood

16132 Ivy Lake Dr
Odessa, FL, 33556 · 33556 - Odessa

Market insights

Offer Insights

Choose an offer strength

List price: $639,900
$630,000 – $639,900
98.5% – 100% of listTops out right at the list price
80% of listList price
138 of the last 274 home closings in 33556 landed at this number or higher (50%). The median one sat 33 days before it went under contract, and this one is on day 95 after a $75,100 cut.

Sample: 274 closed home sales in 33556 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,593/mo
Principal & interest$3,337
Property taxes$790
Insurance$320
HOA$145
Down payment20% · $127,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$639,900

$254 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,524 sq ft

Time on market

95 days

Year built

2004

Monthly payment

About $4,592/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,483 annual tax bill, insurance, and the $433.95/qtr HOA fee.

HOA fee

$433.95/qtr

Managed by Wise Property Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBHHS FLORIDA PROPERTIES GROUPListing agent: Yhotzmine FieldsListing data from Stellar MLS, MLS# TB8528968.

Keep exploring Florida

Pick up where you left off, or see what else is out there.