3411 Umber Rd, photo 1
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Overview

3 bd2 ba1,368 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1972
Lot5,400 sqft
Living area1,368 sqft
Price / sqft$197
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanThermostatSliding DoorsConvection OvenCooktopDryerElectric Water Heater

3411 Umber Rd is a 1972-built home in Aloha Gardens, Holiday. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,368 square feet of living space. Listed at $270,000 (about $197/sqft), 89 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this well-maintained 3-bedroom, 2-bathroom home offering 1,368 square feet of comfortable living space in the heart of Holiday. With a roof replaced just five years ago, this home provides added peace of mind and an excellent opportunity for first-time homebuyers, seasonal residents, or investors. Inside, you'll find a functional floor plan with spacious living areas designed for everyday comfort and easy entertaining. The backyard offers plenty of room to relax, garden, or create your own outdoor oasis. Conveniently located near shopping, dining, parks, schools, medical facilities, and the Gulf beaches, this home also offers quick access to US-19, making commuting to Tarpon Springs, Clearwater, and Tampa simple and convenient. Whether you're looking for a primary residence, vacation home, or investment property, this home delivers value, location, and potential. Schedule your private showing today!

The essentials

Built
1972
Price / sqft
$197
On market
89 days
Annual tax
$4,134
Flood zone
X · Low risk
Lot
5,400 sqft
Type
Single Family Residence

At a glance

Single family
Built 1972
1 car garage
5,400 sqft lot
Lot size
1,368 sqft
Living area

Payment

Est. monthly payment
$1,888/mo
Down payment (20%)
$54,000
Property taxes
$345/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1972
Lot
5,400 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
89
Ceiling Fans(s)
Open Floorplan
Thermostat
Sliding Doors
Convection Oven
Cooktop
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Elementary
Gulf Highland Elementary
Middle
Paul R. Smith Middle-PO
High
Anclote High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,134
Parcel #
25-26-15-006.B-000.00-827.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Aloha Gardens
County
Pasco
MLS Area
34691 - Holiday/Tarpon Springs
Lot Size
5,400 sqft

Price history

Date
Event
Price
8/24/2026
Price change
Source: Stellar MLS #TB8529497
$270,000-6.9%
$197/sqft
7/15/2026
Listed for sale
Source: Stellar MLS #TB8529497
$290,000+9.4%
$212/sqft
4/28/2023
Sold
Source: Pasco County Public Record
$265,000
$194/sqft

Neighborhood

3411 Umber Rd
Holiday, FL, 34691 · 34691 - Holiday/Tarpon Springs

Market insights

Offer Insights

Choose an offer strength

List price: $270,000
$267,500 – $270,000
99.5% – 100% of listTops out right at the list price
80% of listList price
103 of the last 187 home closings in 34691 landed at this number or higher (55%). The median one sat 27 days before it went under contract, and this one is on day 89 after a $20,000 cut.

Sample: 187 closed home sales in 34691 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,888/mo
Principal & interest$1,408
Property taxes$345
Insurance$135
Down payment20% · $54,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$270,000

$197 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,368 sq ft

Time on market

89 days

Year built

1972

Monthly payment

About $1,888/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,134 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMARK SPAIN REAL ESTATEListing agent: Michael EddingsListing data from Stellar MLS, MLS# TB8529497.

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