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Overview

3 bd4 ba2,324 sqft2 car garageTownhouse
TypeTownhouse
HOA$500/mo
Built2019
Lot4,125 sqft
Living area2,324 sqft
Price / sqft$312
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsKitchen/Family Room ComboSolid Surface CountersSolid Wood CabinetsThermostatTray Ceiling(s)

597 Ozona Village Dr is a 2019-built home in Ozona Village Of Palm Harbor, Palm Harbor. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,324 square feet of living space. Listed at $725,000 (about $312/sqft), 87 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $500 monthly.

From the listing

Welcome to this beautifully maintained 3 bedroom, 3.5 bath townhome in the highly desirable coastal community of Ozona. Built in 2019, this 2,324 square foot home offers modern construction, thoughtful upgrades, and a prime location just blocks from the water while remaining in a high and dry, non flood zone with no damage from any previous hurricanes. Inside, you'll find an open floor plan with high ceilings, luxury vinyl plank flooring, crown molding, plantation shutters, and abundant natural light from clerestory windows in the foyer. The kitchen features quartz countertops, solid wood cabinetry, an extended island, upgraded appliances, a custom walk in pantry, and a beautiful tile backsplash. The living area opens to a covered brick paver lanai with a pull down sunshade, creating a comfortable outdoor living space. All three bedrooms are ensuite, offering privacy and flexibility. The spacious primary suite features tray ceilings, a beautifully updated bathroom with dual vanities and a walk in shower. A convenient builder upgraded half bath is located on the main floor. Additional highlights include fully paid off solar panels, reducing the electric bill to approximately $30 per month and saving over $12,000 in energy costs since 2021, a whole home water filtration system, and an A/C system with UV lights. The community offers a pool, cabana, showers, and restrooms and is located directly next to the 47-mile Pinellas Trail. Walk or golf cart to Ozona's restaurants, shops, taverns, and live music, or enjoy a short ride to Downtown Palm Harbor, Downtown Dunedin, and the Tarpon Springs Sponge Docks. Nearby marinas, top rated golf courses including Innisbrook Resort, and highly rated schools, this home and location really has it all!

The essentials

Built
2019
Price / sqft
$312
On market
87 days
Annual tax
$5,373
HOA
$500/mo
Flood zone
X · Low risk
Lot
4,125 sqft
Type
Townhouse

At a glance

Townhouse
Built 2019
Community pool
Shared amenity
2 car garage
4,125 sqft lot
Lot size
2,324 sqft
Living area

Payment

Est. monthly payment
$5,091/mo
Down payment (20%)
$145,000
Property taxes
$448/mo
HOA
$500/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2019
Lot
4,125 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
87
Ceiling Fans(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Lighting
Private Mailbox
Rain Gutters
Sidewalk
Deed Restrictions
Golf Carts OK
Pool
Sidewalks
Street Lights
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Water Softener
Elementary
Ozona Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2024)
$5,373
Parcel #
11-28-15-65147-000-0200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ozona Village Of Palm Harbor
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
4,125 sqft
Cul-De-SacLandscapedNear Golf CourseNear MarinaNear Public TransitSidewalk
HOA
$500/mo
Frankly Coastal Mgmt

Price history

Date
Event
Price
8/6/2026
Price change
Source: Stellar MLS #TB8529837
$725,000-2.0%
$312/sqft
7/16/2026
Listed for sale
Source: Stellar MLS #TB8529837
$739,900
$318/sqft

Neighborhood

597 Ozona Village Dr
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $725,000
$715,000 – $725,000
98.9% – 100% of listTops out right at the list price
80% of listList price
35 of the last 68 townhouse or villa closings in 34683 landed at this number or higher (51%). The median one sat 35 days before it went under contract, and this one is on day 87 after a $14,900 cut.

Sample: 68 closed townhouse or villa sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,091/mo
Principal & interest$3,781
Property taxes$448
Insurance$363
HOA$500
Down payment20% · $145,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$725,000

$312 per sq ft

Beds and baths

3 beds, 4 baths

Size

2,324 sq ft

Time on market

87 days

Year built

2019

Monthly payment

About $5,091/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,373 annual tax bill, insurance, and the $500/mo HOA fee.

HOA fee

$500/mo

Managed by Frankly Coastal Mgmt.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCOASTAL PROPERTIES GROUP INTERNATIONALListing agent: Christina DevineListing data from Stellar MLS, MLS# TB8529837.

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