3300 Cove Cay Dr #1C, photo 1
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Overview

2 bd2 ba1,070 sqftCondominium
TypeCondominium
HOA$731/mo
Built1982
Living area1,070 sqft
Price / sqft$177

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboWalk-in Closet(s)LightingDeed RestrictionsGated Community - GuardGolf Carts OK

3300 Cove Cay Dr #1C is a 1982-built home in Cove Cay Village IV, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,070 square feet of living space. Listed at $189,900 (about $177/sqft), 87 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $731 monthly.

From the listing

GROUND FLOOR CONDO ON THE GOLF COURSE IN COVE CAY! Enjoy peaceful golf course views with a partial view of Tampa Bay from this well-maintained 2-bedroom, 2-bath condo offering 1,070 square feet of comfortable living space. Located on the first floor, this unit provides convenient, stair-free access and is just a short walk to the community pool. Inside, you'll find an updated kitchen, a newer water heater, and a bright, functional layout that's ready for its next owner. The screened lanai is the perfect place to enjoy your morning coffee while overlooking the beautifully maintained fairways and glimpses of the bay. A full-size washer and dryer are conveniently located in the lanai storage closet, and the unit includes a covered carport parking space. Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this property offers flexibility. A month-to-month tenant is currently in place and can remain for an investor or vacate for an owner-occupant, making it easy to fit a variety of buying goals. Cove Cay is a gated golf course community ideally located along Tampa Bay, offering easy access to shopping, dining, both Tampa International and St. Pete-Clearwater airports, and just a short drive to Clearwater Beach and the area's world-famous Gulf Coast attractions. Don't miss this opportunity to own an affordable piece of Florida living in one of Clearwater's most convenient golf course communities!

The essentials

Built
1982
Price / sqft
$177
On market
87 days
Annual tax
$2,993
HOA
$731/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
7 stories · 1982
Water views
Golf Course
Community pool
Shared amenity
1,070 sqft
Living area

Payment

Est. monthly payment
$2,065/mo
Down payment (20%)
$37,980
Property taxes
$249/mo
HOA
$731/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1982
Lot
-
Cooling
Central Air
Heating
Central
Parking
Covered, Guest
Days on Market
87
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Walk-in Closet(s)
Lighting
Deed Restrictions
Gated Community - Guard
Golf Carts OK
Golf
No Truck/Rv/Motorcycle Parking
Pool
Restaurant
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Belcher Elementary-PN
Middle
Oak Grove Middle-PN
High
Pinellas Park High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$2,993
Parcel #
29-29-16-18706-004-0013

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cove Cay Village IV
County
Pinellas
MLS Area
33760 - Clearwater
Lot Size
-
HOA
$731/mo
Julie

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #TB8530090
$189,900-5.0%
$177/sqft
-
Price change
Source: Stellar MLS #TB8530090
$199,900-11.2%
$187/sqft
7/16/2026
Listed for sale
Source: Stellar MLS #TB8530090
$225,000
$210/sqft

Neighborhood

3300 Cove Cay Dr #1C
Clearwater, FL, 33760 · 33760 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $189,900
$187,500 – $189,900
98.7% – 100% of listTops out right at the list price
80% of listList price
18 of the last 35 condo closings in 33760 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 87 after a $35,100 cut.

Sample: 35 closed condo sales in 33760 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,066/mo
Principal & interest$990
Property taxes$249
Insurance$95
HOA$731
Down payment20% · $37,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$189,900

$177 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,070 sq ft

Time on market

87 days

Year built

1982

Monthly payment

About $2,065/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,993 annual tax bill, insurance, and the $731/mo HOA fee.

HOA fee

$731/mo

Managed by Julie.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byLISA HALL REALTY, INCListing agent: Lisa HallListing data from Stellar MLS, MLS# TB8530090.

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