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Overview

4 bd2 ba1,950 sqft2 car garageSingle Family
TypeSingle Family
HOA$114/qtr
Built2005
Lot6,509 sqft
Living area1,950 sqft
Price / sqft$199
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Accessibility FeaturesCeiling Fans(s)Eat-in KitchenOpen FloorplanSolid Wood CabinetsSplit BedroomStone CountersWalk-in Closet(s)

13953 Jacobson Dr is a 2005-built home in Ashley Lakes Ph 2a, Odessa. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,950 square feet of living space. Listed at $389,000 (about $199/sqft), 88 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $114 quarterly.

From the listing

Waterfront 4 bedroom, nearly 2,000 square-foot home in the desirable Ashley Lakes community of Odessa. Offering a spacious and functional layout, this home features two separate living areas, a dedicated dining space, a split-bedroom floor plan, and picturesque views of the approximately 10 acre lake. The well-appointed kitchen boasts granite countertops, stainless steel appliances, abundant cabinet and counter space, a breakfast bar, and a cozy dinette area, making it perfect for both everyday living and entertaining. The spacious primary suite offers a walk-in closet and an en-suite bathroom with dual vanities and a tub/shower combination. Two secondary bedrooms are tucked away in their own private hallway alongside a full guest bathroom, while the fourth bedroom is situated separately, providing added privacy and making it an ideal home office, guest room, or flex space. The sellers are willing to install a BRAND-NEW ROOF prior to closing with an acceptable offer. Other recent updates include a newer HVAC system and hot water heater, offering added peace of mind. Residents of Ashley Lakes enjoy access to a community park and playground and appreciate the convenient location near shopping, dining, entertainment, and everyday amenities. With easy access to Tampa International Airport and the beautiful Gulf Coast beaches, this home combines comfort, convenience, and an exceptional waterfront setting.

The essentials

Built
2005
Price / sqft
$199
On market
88 days
Annual tax
$4,438
HOA
$114/qtr
Flood zone
X · Low risk
Lot
6,509 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Waterfront
Lake Front
2 car garage
Driveway
6,509 sqft lot
Lot size
1,950 sqft
Living area

Payment

Est. monthly payment
$2,631/mo
Down payment (20%)
$77,800
Property taxes
$370/mo
HOA
$114/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
6,509 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Waterfront
Lake Front, Pond
Days on Market
88
Accessibility Features
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Lighting
Rain Gutters
Sidewalk
Deed Restrictions
Park
Playground
Sidewalks
Street Lights
Convection Oven
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Odessa Elementary
Middle
Seven Springs Middle-PO
High
J.W. Mitchell High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,438
Parcel #
27-26-17-0050-00900-0450

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ashley Lakes Ph 2a
County
Pasco
MLS Area
33556 - Odessa
Lot Size
6,509 sqft
In CountySidewalkPaved
HOA
$114/qtr
Qualified Property Management

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #TB8530189
$389,000-1.8%
$199/sqft
-
Price change
Source: Stellar MLS #TB8530189
$396,000-4.6%
$203/sqft
7/15/2026
Listed for sale
Source: Stellar MLS #TB8530189
$415,000+38.3%
$213/sqft
7/13/2021
Sold
Source: Pasco County Public Record
$300,000
$154/sqft

Neighborhood

13953 Jacobson Dr
Odessa, FL, 33556 · 33556 - Odessa

Market insights

Offer Insights

Choose an offer strength

List price: $389,000
$382,500 – $389,000
98.5% – 100% of listTops out right at the list price
80% of listList price
134 of the last 266 home closings in 33556 landed at this number or higher (50%). The median one sat 34 days before it went under contract, and this one is on day 88 after a $26,000 cut.

Sample: 266 closed home sales in 33556 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,631/mo
Principal & interest$2,029
Property taxes$370
Insurance$195
HOA$38
Down payment20% · $77,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,000

$199 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,950 sq ft

Time on market

88 days

Year built

2005

Monthly payment

About $2,631/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,438 annual tax bill, insurance, and the $114/qtr HOA fee.

HOA fee

$114/qtr

Managed by Qualified Property Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY INCListing agent: Amie LenhartListing data from Stellar MLS, MLS# TB8530189.

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