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Overview

3 bd2 ba1,835 sqft2 car garageSingle Family
TypeSingle Family
HOA$447/qtr
Built2019
Lot5,136 sqft
Living area1,835 sqft
Price / sqft$229
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomThermostatVaulted Ceiling(s)Garden

5538 Spanish Moss CV is a 2019-built home in Moss Creek Ph I, Bradenton. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,835 square feet of living space. Listed at $420,000 (about $229/sqft), 86 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $447 quarterly.

From the listing

Moss Creek is your own slice of paradise in a boutique, gated community with NO CDD fee, LOW HOA, and close to the best of Bradenton. This 3-bedroom 2 bath home has all the bells and whistles that you are looking for such as quartz counter tops, 42” cabinets and stainless-steel appliances. Truly one of the very best highlights of this community is its location, everyday conveniences are within easy reach, close to the area’s top-rated schools and just minutes from numerous shopping and dining options, like University Town Center and Ellenton Premium Outlets. Relax and spend the day at the community pool & cabana or have a picnic in our open green space. Conveniently located just 30 minutes from some of the best spots on the Gulf Coast like Anna Maria Island and Siesta Key. The luxury continues in the spacious owners suite that leads into a double sink restroom and large walk-n shower and closet, large kitchen island for entertaining guests and open floor plan.

The essentials

Built
2019
Price / sqft
$229
On market
86 days
Annual tax
$6,543
HOA
$447/qtr
Flood zone
X500 · Low risk
Lot
5,136 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
2 car garage
5,136 sqft lot
Lot size
1,835 sqft
Living area

Payment

Est. monthly payment
$3,094/mo
Down payment (20%)
$84,000
Property taxes
$545/mo
HOA
$447/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
5,136 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
86
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Garden
Lighting
Private Yard
Sidewalk
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Washer
Flood Zone X500
Annual Tax (2025)
$6,543
Parcel #
1767913809

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Moss Creek Ph I
County
Manatee
MLS Area
34203 - Bradenton/Braden River/Lakewood Rch
Lot Size
5,136 sqft
HOA
$447/qtr
Judi Morrison

Price history

Date
Event
Price
7/17/2026
Listed for sale
Source: Stellar MLS #TB8530227
$420,000
$229/sqft

Neighborhood

5538 Spanish Moss CV
Bradenton, FL, 34203 · 34203 - Bradenton/Braden River/Lakewood Rch

Market insights

Offer Insights

Choose an offer strength

List price: $420,000
$412,500 – $420,000
98.5% – 100% of listTops out right at the list price
80% of listList price
83 of the last 165 home closings in 34203 landed at this number or higher (50%). The median one sat 29 days before it went under contract, and this one is on day 86.

Sample: 165 closed home sales in 34203 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,095/mo
Principal & interest$2,190
Property taxes$545
Insurance$210
HOA$149
Down payment20% · $84,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$420,000

$229 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,835 sq ft

Time on market

86 days

Year built

2019

Monthly payment

About $3,094/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,543 annual tax bill, insurance, and the $447/qtr HOA fee.

HOA fee

$447/qtr

Managed by Judi Morrison.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY INCListing agent: Prima PalacioListing data from Stellar MLS, MLS# TB8530227.

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