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Overview

4 bd2 ba1,935 sqft2 car garageSingle Family
TypeSingle Family
HOA$109/mo
Built2023
Lot6,533 sqft
Living area1,935 sqft
Price / sqft$186
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanSolid Surface CountersWalk-in Closet(s)SidewalkDeed RestrictionsDishwasher

3607 Natural Trace St is a 2023-built home in D1x | North Park Isle Phase 2c 3b And 4, Plant City. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,935 square feet of living space. Listed at $360,000 (about $186/sqft), 82 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $109 monthly.

From the listing

Assumable VA Loan at 5.99%…….Don't miss this beautifully designed 4-bedroom, 2-bath home offers 1,936 square feet of thoughtfully designed living space with an open-concept floor plan that's perfect for everyday living and entertaining. The spacious kitchen flows seamlessly into the dining and living areas, creating the ideal gathering space for family and friends. Step outside and enjoy everything the community has to offer, including a resort-style pool, playground, and park—providing fun for all ages just minutes from your front door. A standout feature of this home is the leased solar panel system, which will be assumed by the buyer at just $140 a month. In return, enjoy incredibly low electric bills averaging only $10–$15 a month, offering exceptional monthly energy savings and long-term value. Don't miss your opportunity to own a spacious, energy-efficient home in one of Plant City's growing communities. Schedule your private showing today!

The essentials

Built
2023
Price / sqft
$186
On market
82 days
Annual tax
$5,246
HOA
$109/mo
Flood zone
X · Low risk
Lot
6,533 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
6,533 sqft lot
Lot size
1,935 sqft
Living area

Payment

Est. monthly payment
$2,604/mo
Down payment (20%)
$72,000
Property taxes
$437/mo
HOA
$109/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
6,533 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
82
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Walk-in Closet(s)
Sidewalk
Deed Restrictions
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Knights-HB
Middle
Marshall-HB
High
Plant City-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$5,246
Parcel #
P-16-28-22-D1X-000000-00085.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
D1x | North Park Isle Phase 2c 3b And 4
County
Hillsborough
MLS Area
33565 - Plant City
Lot Size
6,533 sqft
HOA
$109/mo
North Park Isle Assoc

Price history

Date
Event
Price
8/27/2026
Price change
Source: Stellar MLS #TB8530344
$360,000-1.4%
$186/sqft
7/23/2026
Listed for sale
Source: Stellar MLS #TB8530344
$365,000+4.3%
$189/sqft
11/17/2023
Sold
Source: Hillsborough County Public Record
$349,900
$181/sqft

Neighborhood

3607 Natural Trace St
Plant City, FL, 33565 · 33565 - Plant City

Market insights

Offer Insights

Choose an offer strength

List price: $360,000
$357,500 – $360,000
99.5% – 100% of listTops out right at the list price
80% of listList price
77 of the last 139 home closings in 33565 landed at this number or higher (55%). The median one sat 26 days before it went under contract, and this one is on day 82 after a $5,000 cut.

Sample: 139 closed home sales in 33565 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,604/mo
Principal & interest$1,878
Property taxes$437
Insurance$180
HOA$109
Down payment20% · $72,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$360,000

$186 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,935 sq ft

Time on market

82 days

Year built

2023

Monthly payment

About $2,604/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,246 annual tax bill, insurance, and the $109/mo HOA fee.

HOA fee

$109/mo

Managed by North Park Isle Assoc.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byVANDERLEELIE & ASSOC.RE ESTATEListing agent: Shyra BasiloneListing data from Stellar MLS, MLS# TB8530344.

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