

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- JUNCTION TWNHMS
- Type
- Townhouse
True monthly carry
- HOA
- ~$295/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
108 36th St N is a 2026-built home in Junction Twnhms, St Petersburg. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,592 square feet of living space. Listed at $699,900 (about $440/sqft), 81 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $295 monthly.
FIRST SALE INCENTIVE - $30,000 IN BUILDER FLEX CASH! Introducing The Luminary at The Junction—a distinguished residence designed to stand as a beacon of modern living within one of St. Petersburg's most exciting emerging neighborhoods. As part of an exclusive collection of only 10 newly constructed townhomes, this all-block masterpiece delivers exceptional craftsmanship, elevated design, and an unparalleled lifestyle. True to its name, The Luminary is defined by light. Expansive windows, soaring ceilings, and thoughtfully designed living spaces create an airy, sophisticated ambiance that feels both grand and inviting. Refined finishes and contemporary architectural elements have been meticulously selected to appeal to the most discerning buyer, while modern conveniences such as a dedicated EV charging hookup ensure effortless everyday living. Centered around an inviting communal courtyard, The Junction offers a rare blend of privacy, community, and walkable urban convenience. Located in a desirable non-flood zone and just minutes from downtown St. Petersburg, residents enjoy immediate access to the city's acclaimed restaurants, galleries, boutique shopping, and vibrant waterfront lifestyle. Use the builder flex cash to personalize your home through upgraded appliances, custom window treatments, custom closet systems, closing cost assistance, or an interest rate buy-down. The Luminary is more than new construction—it is a rare opportunity to own a thoughtfully crafted residence at the intersection of quality, design, and the future of St. Petersburg living. Call today for your private showing!
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The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 13 closed townhouse or villa sales in 33713 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$699,900
$440 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,592 sq ft
Time on market
81 days
Year built
2026
Monthly payment
About $5,199/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $295/mo HOA fee.
HOA fee
$295/mo
Managed by CMG Management Partners.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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