Amazing Single-Story Pool Home with NO HOA & NO CDD in Apollo Beach! Welcome to this 3-bedroom, 2-bath, 2-car garage, saltwater pool home, located in one of Apollo Beach's most desirable communities with NO HOA and NO CDD. Offering the ultimate low-maintenance, low-cost Florida lifestyle, this home has been lovingly maintained and thoughtfully upgraded over the years by the owner who originally planned to retire here. Quality improvements include Brazilian Koa engineered hardwood flooring, premium South American granite countertops, a custom Kashmir slate backsplash, and a redesigned open-concept floor plan that creates an inviting space for everyday living and entertaining. A pass-through kitchen window and sliding glass doors open seamlessly to the pool deck, creating the perfect indoor-outdoor living experience. The primary suite and ensuite bathroom have also been completely renovated with stylish, high-quality finishes. Recent major updates provide added peace of mind, including, new HVAC (2025), new water heater (2025), new roof (2021), new garage door (2020), and new primary bathroom exhaust fan (2025). The kitchen is truly the heart of the home, featuring custom granite countertops, a Kashmir slate backsplash, wine refrigerator, breakfast bar, and abundant workspace. The spacious primary suite offers a beautifully remodeled ensuite bath with a designer-tiled walk-in shower. Two additional bedrooms are located on the opposite side of the home and share a full bath, creating a desirable split-bedroom floor plan that provides comfort and privacy for family and guests. Step outside to your private backyard retreat featuring a screened lanai, sparkling in-ground saltwater pool with waterfall feature, and peaceful views of the pond and former golf course. Enjoy breathtaking Florida sunsets from your own backyard oasis. The landscaping has been designed for easy maintenance with decorative shell ground cover, complemented by recently planted fruit trees and palm trees. Location is everything, and this home offers exceptional convenience with easy access to I-75, I-275, US Highway 41, Tampa International Airport, and Sarasota-Bradenton International Airport. Nearby you'll find St. Joseph's Hospital, highly rated schools, downtown Tampa, historic Ybor City, St. Petersburg, Gulf beaches, sporting venues, shopping, dining, and endless entertainment. Apollo Beach continues to grow in popularity while offering outstanding coastal amenities, including restaurants, parks, marinas, boating, fishing, and waterfront recreation. Nearby attractions include Apollo Beach Park & Recreation Center (0.4 miles), Finn's Dockside Bar & Grill (2.2 miles), Circles Waterfront Restaurant (2.3 miles), Land's End Marina (2.4 miles), the Manatee Viewing Center (2.7 miles), and Apollo Beach Nature Preserve (3.2 miles). HIGH & DRY! This home experienced ZERO flood damage during past hurricanes, with no flood insurance claims and no FEMA assistance, providing added confidence for future homeowners. The home is currently tenant occupied, with only 60 days' notice required for owner occupancy, making it an excellent opportunity for owner-occupants, seasonal residents, or investors. Move-in ready and offering an exceptional combination of quality upgrades, a private saltwater pool, beautiful water views, and NO HOA or CDD fees, this is a rare opportunity to own one of Apollo Beach's finest homes. Welcome Home!