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Overview

3 bd3 ba1,847 sqft1 car garageSingle Family
TypeSingle Family
HOA$125/yr
Built1968
Lot5,000 sqft
Living area1,847 sqft
Price / sqft$338
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanWalk-in Closet(s)DishwasherDisposalElectric Water Heater

4549 Topsail Trl is a 1968-built home in Flor A Mar Sec 15a, New Port Richey. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,847 square feet of living space. Listed at $625,000 (about $338/sqft), 82 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $125 annually.

From the listing

Waterfront living awaits in the highly sought-after Gulf Harbors community! This beautifully renovated 3-bedroom, 3-bath, 1-car garage home captures breathtaking canal views from the moment you step inside. For boating enthusiasts, the floating dock with a 10,000-lb boat lift provides the perfect launch point, with direct Gulf access just minutes away. The stunning waterfront kitchen is designed to impress, featuring sweeping water views, elegant Quartz countertops, soft-close shaker cabinetry, and brand-new stainless steel appliances. Both bathrooms have been beautifully remodeled with timeless finishes. The spacious enclosed lanai seamlessly extends the living space, creating the perfect setting to entertain, unwind, or simply soak in the peaceful waterfront scenery year-round. Enjoy the Gulf Harbors lifestyle with optional HOA membership for just $125 annually, plus exclusive access to the private Gulf Harbors Beach for only $200 a year. Residents enjoy cabanas, picnic areas, grills, restrooms, showers, and unforgettable Gulf sunsets. This golf cart-friendly community is just minutes from vibrant Downtown New Port Richey, offering waterfront dining, craft breweries, boutique shopping, festivals, and the scenic beauty of Sims Park. Move-in ready, beautifully updated and offering the ultimate Florida boating lifestyle—this is waterfront living at its finest.

The essentials

Built
1968
Price / sqft
$338
On market
82 days
Annual tax
$4,624
HOA
$125/yr
Flood zone
AE
Lot
5,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1968
Waterfront
Canal - Saltwater
1 car garage
5,000 sqft lot
Lot size
1,847 sqft
Living area

Payment

Est. monthly payment
$3,968/mo
Down payment (20%)
$125,000
Property taxes
$385/mo
HOA
$125/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1968
Lot
5,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal - Saltwater
Days on Market
82
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Walk-in Closet(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2026)
$4,624
Parcel #
16-26-07-0050-02100-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Flor A Mar Sec 15a
County
Pasco
MLS Area
34652 - New Port Richey
Lot Size
5,000 sqft
HOA
$125/yr
Gulf Harbors Civic Association

Price history

Date
Event
Price
7/21/2026
Listed for sale
Source: Stellar MLS #TB8531504
$625,000+45.3%
$338/sqft
9/23/2021
Sold
Source: Pasco County Public Record
$430,000
$233/sqft

Neighborhood

4549 Topsail Trl
New Port Richey, FL, 34652 · 34652 - New Port Richey

Market insights

Offer Insights

Choose an offer strength

List price: $625,000
$610,000 – $625,000
97.9% – 100% of listTops out right at the list price
80% of listList price
117 of the last 232 home closings in 34652 landed at this number or higher (50%). The median one sat 39 days before it went under contract, and this one is on day 82.

Sample: 232 closed home sales in 34652 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,968/mo
Principal & interest$3,260
Property taxes$385
Insurance$313
HOA$10
Down payment20% · $125,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$625,000

$338 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,847 sq ft

Time on market

82 days

Year built

1968

Monthly payment

About $3,968/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,624 annual tax bill, insurance, and the $125/yr HOA fee.

HOA fee

$125/yr

Managed by Gulf Harbors Civic Association.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byJM REAL ESTATE SOLUTIONSListing agent: Jane Mak MakhloufListing data from Stellar MLS, MLS# TB8531504.

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