3806 Staysail Ln, photo 1
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Overview

1 bd1 ba880 sqftVilla
TypeVilla
HOA$412/mo
Built1981
Lot991 sqft
Living area880 sqft
Price / sqft$131

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Accessibility FeaturesCeiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostatWalk-in Closet(s)

3806 Staysail Ln is a 1981-built home in Holiday Lake Villas Condo, Holiday. Inside you'll find 1 bedrooms, 1 bathrooms, and 880 square feet of living space. Listed at $114,900 (about $131/sqft), 80 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $412 monthly.

From the listing

Virtually Staged. Updated 55+ villa with zero stairs to entry, non flood zone (X), no unit above, covered carport parking, pond views and a low $412/month HOA including water, sewer, trash, cable, internet, roof, exterior maintenance, lawn care, and pest control. Welcome to 3806 Staysail Ln, a spacious single-story villa where you can slow down, enjoy the Florida sunshine, and leave the upkeep behind. Inside, you’ll find a completely updated, move-in ready home with fresh interior paint, waterproof LVP flooring, an updated AC, and a newer water heater. Large windows fill the space with natural light, while the eat-in kitchen features newer cabinetry, clean appliances, and convenient counter seating. In-unit laundry adds everyday convenience, while a separate walk-in utility room and additional outdoor storage provide plenty of space for all the extras. The enclosed Florida room offers a peaceful place to relax while enjoying pond and water fountain views. Open the windows and you may spot duck families, blue herons, and other birds along the water. The oversized primary bedroom features a large walk-in closet, and the spacious bathroom includes a step-in shower with a handrail already installed. Your reserved covered carport (#3806) is located directly in front of the villa, with additional guest parking as well. The community offers a clubhouse with regular activities, a heated pool, shuffleboard, and beautifully maintained grounds. Residents can also reserve the clubhouse for gatherings. Located just minutes from the Tarpon Springs Sponge Docks, Gulf beaches, shopping, dining, medical facilities, and everyday conveniences. Two small pets are welcome. Whether you're looking for a relaxing primary residence or a low-maintenance Florida getaway, this villa offers the flexibility to simply lock the door and go, knowing the major exterior maintenance is taken care of.

The essentials

Built
1981
Price / sqft
$131
On market
80 days
Annual tax
$680
HOA
$412/mo
Flood zone
X · Low risk
Lot
991 sqft
Type
Villa

At a glance

Villa
Built 1981
Waterfront
Pond
Community pool
Shared amenity
880 sqft
Living area

Payment

Est. monthly payment
$1,125/mo
Down payment (20%)
$22,980
Property taxes
$57/mo
HOA
$412/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1981
Lot
991 sqft
Cooling
Central Air
Heating
Central
Parking
Guest, Reserved
Waterfront
Pond
Days on Market
80
Accessibility Features
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Window Treatments
Sidewalk
Storage
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
No Truck/Rv/Motorcycle Parking
Pool
Special Community Restrictions
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Gulfside Elementary-PO
Middle
Paul R. Smith Middle-PO
High
Anclote High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$680
Parcel #
36-26-15-0750-00700-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Holiday Lake Villas Condo
County
Pasco
MLS Area
34691 - Holiday/Tarpon Springs
Lot Size
991 sqft
Paved
HOA
$412/mo
Melissa Courey

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #TB8531528
$114,900-8.0%
$131/sqft
-
Price change
Source: Stellar MLS #TB8531528
$124,900-0.1%
$142/sqft
7/24/2026
Listed for sale
Source: Stellar MLS #TB8531528
$125,000+135.8%
$142/sqft
3/10/2026
Sold
Source: Pasco County Public Record
$53,000
$60/sqft

Neighborhood

3806 Staysail Ln
Holiday, FL, 34691 · 34691 - Holiday/Tarpon Springs

Market insights

Offer Insights

Choose an offer strength

List price: $114,900
$112,000 – $114,900
97.3% – 100% of listTops out right at the list price
80% of listList price
9 of the last 17 townhouse or villa closings in 34691 landed at this number or higher (53%). The median one sat 64 days before it went under contract, and this one is on day 80 after a $10,100 cut.

Sample: 17 closed townhouse or villa sales in 34691 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,125/mo
Principal & interest$599
Property taxes$57
Insurance$57
HOA$412
Down payment20% · $22,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$114,900

$131 per sq ft

Beds and baths

1 beds, 1 baths

Size

880 sq ft

Time on market

80 days

Year built

1981

Monthly payment

About $1,125/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $680 annual tax bill, insurance, and the $412/mo HOA fee.

HOA fee

$412/mo

Managed by Melissa Courey.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byREALTY EXPERTS ASSOCIATESListing agent: Denvir SteeleListing data from Stellar MLS, MLS# TB8531528.

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