Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- LONGLEAF NEIGHBORHOOD FOUR PHASE I
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$15/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
3904 Rocky Island Rd is a 2026-built home in Longleaf Neighborhood Four Phase I, New Port Richey. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,802 square feet of living space. Listed at $686,230 (about $245/sqft), 79 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $185 annually.
Under Construction. Welcome to your dream home in Primrose at Longleaf, New Port Richey, FL—a beautifully designed Cocoplum Home Plan featuring a two-story, 4-bedroom, 3.5-bathroom residence with a Louisiana French front elevation that exudes timeless curb appeal. Inside, soft beige Luxury Plank Vinyl Flooring (LVP) graces the main floor, leading to a gourmet kitchen with light and bright cabinets, elegant countertops, and Kohler fixtures. The LVP continues into the primary bedroom, where an optional window package invites natural light, and the primary en-suite bath offers a freestanding tub, his and her closets, and quartz countertops and cabinets paired with Kohler fixtures for a spa-like experience. Ascend the LVP stairs to the bright and airy upstairs loft, an ideal alternate living space with additional windows. The home also includes thoughtful upgrades like a garage door upgrade, Progress lighting fixtures in the dining room and bathrooms, and pool pre-plumb for easy backyard expansion. Nestled in one of New Port Richey’s most desirable neighborhoods, this Cocoplum is ready for you to make it your own—schedule your tour today and step into the home of your dreams! *Photos may not be of actual home. Photos may be of similar home/floorplan if home is under construction
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$686,230
$245 per sq ft
Beds and baths
4 beds, 4 baths
Size
2,802 sq ft
Time on market
79 days
Year built
2026
Monthly payment
About $3,968/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $366 annual tax bill, insurance, and the $185/yr HOA fee.
HOA fee
$185/yr
Managed by Longleaf Neighborhood Association.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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