13224 Kitchener Ave, photo 1
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Overview

0 baLand
TypeLand
HOA$120/yr
Lot9,999 sqft

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About this home

Deed RestrictionsParkPlaygroundSidewalksWaterfront Complex

13224 Kitchener Ave is a home in Port Charlotte Sec 085, Port Charlotte. Flood zone AE* - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

Build your Florida dream home on this exceptional waterfront lot located on the desirable Santa Cruz Waterway in the sought-after South Gulf Cove community! Offering brackish canal frontage with Gulf access, this property is perfect for boating, fishing, kayaking, and enjoying the Southwest Florida lifestyle. Public water and sewer are available, making the building process even more convenient. Wake up to peaceful water views, launch your boat from your future backyard, and spend your days exploring the scenic canal system leading to Charlotte Harbor and the Gulf of Mexico. South Gulf Cove features parks, walking trails, playgrounds, picnic areas, fishing spots, a kayak launch, and nearby public boat ramps. An optional, voluntary HOA is available, but membership is not required to enjoy the community amenities. Conveniently located just minutes from beautiful Gulf beaches, golf courses, shopping, dining, entertainment, and the world-class fishing and boating that make Southwest Florida a premier destination. Whether you're ready to build now or invest for the future, this is a rare opportunity to own a slice of paradise on the water!

The essentials

On market
78 days
Annual tax
$2,341
HOA
$120/yr
Flood zone
AE*
Lot
9,999 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Brackish
9,999 sqft lot
Lot size

Payment

Est. monthly payment
$1,062/mo
Down payment (20%)
$30,000
Property taxes
$195/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
9,999 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Brackish, Canal - Saltwater
Days on Market
78
Deed Restrictions
Park
Playground
Sidewalks
Waterfront Complex
Flood Zone AE*
Annual Tax (2025)
$2,341
Parcel #
412129180005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 085
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
9,999 sqft
BuildableNear Marina
HOA
$120/yr
South Gulf Cove Homeowners Association, Inc

Price history

Date
Event
Price
7/24/2026
Listed for sale
Source: Stellar MLS #TB8532106
$150,000

Neighborhood

13224 Kitchener Ave
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Calculator

Est. monthly payment
$1,062/mo
Principal & interest$782
Property taxes$195
Insurance$75
HOA$10
Down payment20% · $30,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$150,000

Time on market

78 days

Monthly payment

About $1,062/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,341 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Managed by South Gulf Cove Homeowners Association, Inc.

Flood zone

Zone AE*

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byELEVATED REALTYListing agent: Rachel TaylorListing data from Stellar MLS, MLS# TB8532106.

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