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Overview

1 bd2 ba838 sqftVilla
TypeVilla
HOA$320/mo
Built1970
Lot1,750 sqft
Living area838 sqft
Price / sqft$265

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About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersThermostatWalk-in Closet(s)

845 Sky Loch Dr S is a 1970-built home in Skye Loch Villas Unrec, Dunedin. Inside you'll find 1 bedrooms, 2 bathrooms, and 838 square feet of living space. Listed at $221,900 (about $265/sqft), 86 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $320 monthly.

From the listing

Come inside—it’s gorgeous in here! Welcome to this beautifully renovated waterfront 1-bedroom, 1.5-bath, ground-level villa where every detail has been thoughtfully designed to create a stylish, move-in-ready retreat. Located just a short golf cart ride from the waterfront and vibrant Downtown Dunedin, this home offers the perfect blend of comfort, convenience, and coastal charm. From the moment you step inside, breathtaking water views steal the show. The open-concept floor plan is enhanced by luxury wood-look vinyl plank flooring, fresh paint, new baseboards, new doors and abundant natural light. The completely remodeled kitchen is a true centerpiece, featuring 42-inch solid wood soft-close cabinetry, quartz countertops, under-cabinet lighting, additional storage, and stainless steel appliances, all opening seamlessly into the spacious living area—perfect for entertaining or simply relaxing while enjoying the view. The enclosed sunroom extends your living space and showcases panoramic waterfront views through new PGT hurricane-impact windows throughout and hurricane sliding glass patio doors. Whether you use it as a dining area, home office, reading nook, or hobby room, it’s the perfect place to enjoy spectacular sunsets and peaceful mornings with no rear neighbors directly behind you. The oversized primary suite offers a luxurious escape with two large walk-in closets and a beautifully updated en-suite bathroom featuring floor-to-ceiling tile, a frameless glass walk-in shower with a rainfall showerhead, an LED-lighted mirror, and a quartz vanity. Guests will appreciate the elegant half bath, complete with designer finishes, an LED-lighted round mirror, and a modern quartz vanity. This home has been extensively updated, including a new air conditioning system (2024), water heater (2026), and a roof replaced in 2020. Everything has already been done, allowing you to move in and immediately enjoy the Florida lifestyle. The property has never flooded and is not located in a flood zone. It may also be purchased fully furnished, making your transition effortless. Residents enjoy a low-maintenance, resort-style lifestyle with amenities that include a heated pool, shuffleboard courts, cable, internet, water, sewer, trash service, exterior building maintenance, and grounds maintenance—all included in the monthly HOA fee. Located in a desirable golf cart-friendly 55+ community, this exceptional waterfront villa is just minutes from Downtown Dunedin’s award-winning restaurants, breweries, boutiques, waterfront parks, and the Pinellas Trail. All that’s left to do is pick up your keys, settle in, and experience the very best of Sweet Florida Living.

The essentials

Built
1970
Price / sqft
$265
On market
86 days
Annual tax
$618
HOA
$320/mo
Flood zone
X500 · Low risk
Lot
1,750 sqft
Type
Villa

At a glance

Villa
Built 1970
Waterfront
Lake Front
Community pool
Shared amenity
1,750 sqft lot
Lot size
838 sqft
Living area

Payment

Est. monthly payment
$1,639/mo
Down payment (20%)
$44,380
Property taxes
$52/mo
HOA
$320/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1970
Lot
1,750 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Waterfront
Lake Front
Days on Market
86
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Garden
Sidewalk
Sliding Doors
Storage
Clubhouse
Golf Carts OK
Pool
Sidewalks
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$618
Parcel #
35-28-15-82683-003-0230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Skye Loch Villas Unrec
County
Pinellas
MLS Area
34698 - Dunedin
Lot Size
1,750 sqft
Cul-De-SacCity LimitsIn CountyLevelSidewalkPaved
HOA
$320/mo
Ameritech - Brett Newby

Price history

Date
Event
Price
7/23/2026
Listed for sale
Source: Stellar MLS #TB8532132
$221,900
$265/sqft

Neighborhood

845 Sky Loch Dr S
Dunedin, FL, 34698 · 34698 - Dunedin

Market insights

Offer Insights

Choose an offer strength

List price: $221,900
$217,500 – $221,900
97.9% – 100% of listTops out right at the list price
80% of listList price
31 of the last 61 townhouse or villa closings in 34698 landed at this number or higher (51%). The median one sat 39 days before it went under contract, and this one is on day 86.

Sample: 61 closed townhouse or villa sales in 34698 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,640/mo
Principal & interest$1,157
Property taxes$52
Insurance$111
HOA$320
Down payment20% · $44,380
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$221,900

$265 per sq ft

Beds and baths

1 beds, 2 baths

Size

838 sq ft

Time on market

86 days

Year built

1970

Monthly payment

About $1,639/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $618 annual tax bill, insurance, and the $320/mo HOA fee.

HOA fee

$320/mo

Managed by Ameritech - Brett Newby.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byTOM TUCKER REALTYListing agent: Dave DohertyListing data from Stellar MLS, MLS# TB8532132.

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