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About this home
2131 Ridge Rd S #99 is a 1984-built home in Coastal Ridge, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,248 square feet of living space. Listed at $173,000 (about $139/sqft), 75 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $425 monthly.
Welcome to your private retreat in Coastal Ridge! Tucked toward the back of the community for added privacy, this beautifully maintained two-story townhome offers 2 bedrooms, 2.5 bathrooms, and a thoughtfully designed floor plan ideal for comfort, convenience, entertaining and carefree Florida Living. Enjoy a private patio perfect for morning coffee, outdoor dining, or relaxing after a day at the beach. Inside, recent updates include a newer central A/C (2025), brand-new washer and dryer (October 2025), and energy-efficient double-panel Low-E windows that enhance comfort while reducing energy cost. The kitchen is fully equipped with a refrigerator, range, microwave, new dishwasher, disposal, and washer and dryer. Lucite storm panels are also included. Residents of the all-ages Coastal Ridge community enjoy a pool, tennis courts, grilling area, and a covered pavilion with a full kitchen. Located in the heart of Largo, you’re just minutes from shopping, dining, and the Pinellas Trail, 15–20 minutes from Indian Rocks Beach, about 20–25 minutes from Clearwater Beach, and close to both St. Pete–Clearwater International and Tampa International Airports. Whether you’re looking for a full-time home, seasonal getaway, or low-maintenance lifestyle, this move-in-ready property offers exceptional value in a prime location.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Sample: 51 closed townhouse or villa sales in Largo over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$173,000
$139 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,248 sq ft
Time on market
75 days
Year built
1984
Monthly payment
About $1,480/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $796 annual tax bill, insurance, and $425/mo in condo dues.
Condo dues
$425/mo
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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