2131 Ridge Rd S #99, photo 1
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Overview

2 bd2 ba1,248 sqftTownhouse
TypeTownhouse
Condo dues$425/mo
Built1984
Living area1,248 sqft
Price / sqft$139

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primarybedroom UpstairsSmart HomeStone CountersThermostatWalk-in Closet(s)BalconySidewalk

2131 Ridge Rd S #99 is a 1984-built home in Coastal Ridge, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,248 square feet of living space. Listed at $173,000 (about $139/sqft), 75 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $425 monthly.

From the listing

Welcome to your private retreat in Coastal Ridge! Tucked toward the back of the community for added privacy, this beautifully maintained two-story townhome offers 2 bedrooms, 2.5 bathrooms, and a thoughtfully designed floor plan ideal for comfort, convenience, entertaining and carefree Florida Living. Enjoy a private patio perfect for morning coffee, outdoor dining, or relaxing after a day at the beach. Inside, recent updates include a newer central A/C (2025), brand-new washer and dryer (October 2025), and energy-efficient double-panel Low-E windows that enhance comfort while reducing energy cost. The kitchen is fully equipped with a refrigerator, range, microwave, new dishwasher, disposal, and washer and dryer. Lucite storm panels are also included. Residents of the all-ages Coastal Ridge community enjoy a pool, tennis courts, grilling area, and a covered pavilion with a full kitchen. Located in the heart of Largo, you’re just minutes from shopping, dining, and the Pinellas Trail, 15–20 minutes from Indian Rocks Beach, about 20–25 minutes from Clearwater Beach, and close to both St. Pete–Clearwater International and Tampa International Airports. Whether you’re looking for a full-time home, seasonal getaway, or low-maintenance lifestyle, this move-in-ready property offers exceptional value in a prime location.

The essentials

Built
1984
Price / sqft
$139
On market
75 days
Annual tax
$796
Condo dues
$425/mo
Flood zone
X · Low risk
Type
Townhouse

At a glance

Townhouse
Built 1984
Private pool
Heated
Private balcony
Outdoor space
1,248 sqft
Living area

Payment

Est. monthly payment
$1,480/mo
Down payment (20%)
$34,600
Property taxes
$66/mo
Condo dues
$425/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1984
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Gunite, Heated, In Ground
Days on Market
75
Ceiling Fans(s)
Primarybedroom Upstairs
Smart Home
Stone Counters
Thermostat
Walk-in Closet(s)
Balcony
Sidewalk
Community Mailbox
Deed Restrictions
Pool
Sidewalks
Tennis Court(s)
Convection Oven
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Fuguitt Elementary-PN
Middle
Largo Middle-PN
High
Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$796
Parcel #
03-30-15-16864-017-0990

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Coastal Ridge
County
Pinellas
MLS Area
33778 - Largo/Seminole
Condo dues
$425/mo

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #TB8532577
$173,000-1.1%
$139/sqft
-
Price change
Source: Stellar MLS #TB8532577
$175,000-2.2%
$140/sqft
7/29/2026
Listed for sale
Source: Stellar MLS #TB8532577
$179,000
$143/sqft

Neighborhood

2131 Ridge Rd S #99
Largo, FL, 33778 · 33778 - Largo/Seminole

Market insights

Offer Insights

Choose an offer strength

List price: $173,000
$170,000 – $173,000
98% – 100% of listTops out right at the list price
80% of listList price
26 of the last 51 townhouse or villa closings in Largo landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 75 after a $6,000 cut.

Sample: 51 closed townhouse or villa sales in Largo over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,480/mo
Principal & interest$902
Property taxes$66
Insurance$87
HOA$425
Down payment20% · $34,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$173,000

$139 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,248 sq ft

Time on market

75 days

Year built

1984

Monthly payment

About $1,480/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $796 annual tax bill, insurance, and $425/mo in condo dues.

Condo dues

$425/mo

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCENTURY 21 JIM WHITE & ASSOCListing agent: Saleene PartridgeListing data from Stellar MLS, MLS# TB8532577.

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