142 Fern Palm St, photo 1
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Overview

2 bd2 ba944 sqftMobile Home
TypeMobile Home
HOA$595/mo
Built1976
Living area944 sqft
Price / sqft$127

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSplit BedroomThermostatWindow TreatmentsAwning(s)Sidewalk

142 Fern Palm St is a 1976-built home in Palm Hill Mobile Home Park Unrec, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 944 square feet of living space. Listed at $119,900 (about $127/sqft), 80 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $595 monthly.

From the listing

Available now in Palm Hill Country Club, a foremost 55+ community, is a 2-bedroom, 2-bathroom home brand new to the market and situated just steps to the clubhouse. This well-respected park offers a remarkable wealth of amenities, not limited to golf, clubhouses, sparkling swimming pools/jacuzzis, tennis courts, shuffleboard, billiards, horseshoe pits, and pickleball—leaving you wondering where to begin first! Best of all, the monthly maintenance fee of $595.00 includes water, sewer, garbage, lawn care, cable, and internet, all wrapped into one comprehensive package. Enjoy resort-style living that makes this park the ultimate destination for the Florida chapter of your life! INTERIOR: This pretty, upgraded home offers lots of open space and comes fully furnished with lovely decor, making it a completely move-in ready home. Styled with a breezy coastal feel, the interior features durable laminate flooring, paneled walls, ceiling fans in the bedrooms, central heat and air (C/H/A), and updated windows. The attractive updated kitchen showcases a stylish tile backsplash, crisp white cabinets, and a stainless-steel appliance package—including a fridge, oven, range, dishwasher, microwave, and ice maker. The kitchen is open to the dining room, which contains a high-top table and stools, perfect to keep the conversation flowing while the dinner is being made! The living room, done in a soft color palette, gives an airy and breezy feeling, with plenty of room for a desk if needed. Nearby, a tasteful primary bedroom beckons you to relax at the end of the day with soft carpeting underfoot, a sizeable closet, a bed with built-in storage underneath, a ceiling fan, and, to keep things private, a refreshed en suite bath complete with a single-sink vanity, tiled flooring, and a walk-in shower. For guest use, you'll find a delightful updated second bathroom featuring a single-sink vanity, charming beadboard-designed walls, tiled flooring, and a tiled walk-in shower. Finally, you'll be happy to host your overnight visitors in the welcoming guest bedroom, finished with cozy carpeted floors, a large closet, and plenty of natural light. EXTERIOR: This pristine home will catch your attention immediately with its crisp white vinyl siding, tasteful landscaping, protective awnings, durable roof-over, and an accessible one-car extended carport(2020). Also on the property, you have a handy shed equipped with a washer and dryer—onsite laundry, what a plus! Just off the carport, a delightful Florida room allows for ultimate relaxation, complete with a cozy futon perfect for great naps (or accommodating another guest!), a ceiling fan, and blinds on the windows. From there, you can continue out to a peaceful patio in the rear of the home. Priced at just $119,900, including the share, you are truly not just buying a home; you're creating a lifestyle! Call today for your private showing!

The essentials

Built
1976
Price / sqft
$127
On market
80 days
Annual tax
$500
HOA
$595/mo
Flood zone
X · Low risk
Type
Mobile Home

At a glance

Payment

Est. monthly payment
$1,322/mo
Down payment (20%)
$23,980
Property taxes
$42/mo
HOA
$595/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Mobile Home
Year Built
1976
Lot
-
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
80
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Thermostat
Window Treatments
Awning(s)
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Golf Carts OK
Golf
Sidewalks
Tennis Court(s)
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$500
Parcel #
03-30-15-65684-001-1420

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Hill Mobile Home Park Unrec
County
Pinellas
MLS Area
33778 - Largo/Seminole
Lot Size
-
LandscapedSidewalkPaved
HOA
$595/mo
Megan DiBello

Price history

Date
Event
Price
7/24/2026
Listed for sale
Source: Stellar MLS #TB8532974
$119,900
$127/sqft

Neighborhood

142 Fern Palm St
Largo, FL, 33778 · 33778 - Largo/Seminole

Market insights

Offer Insights

Choose an offer strength

List price: $119,900
$118,000 – $119,900
98.1% – 100% of listTops out right at the list price
80% of listList price
43 of the last 84 home closings in 33778 landed at this number or higher (51%). The median one sat 41 days before it went under contract, and this one is on day 80.

Sample: 84 closed home sales in 33778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,322/mo
Principal & interest$625
Property taxes$42
Insurance$60
HOA$595
Down payment20% · $23,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$119,900

$127 per sq ft

Beds and baths

2 beds, 2 baths

Size

944 sq ft

Time on market

80 days

Year built

1976

Monthly payment

About $1,322/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $500 annual tax bill, insurance, and the $595/mo HOA fee.

HOA fee

$595/mo

Managed by Megan DiBello.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySELECT REAL ESTATE OF PINELLASListing agent: Patricia LongListing data from Stellar MLS, MLS# TB8532974.

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