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Overview

4 bd2 ba1,935 sqft2 car garageSingle Family
TypeSingle Family
HOA$156/yr
Built2021
Lot5,175 sqft
Living area1,935 sqft
Price / sqft$171
Garage2 car

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About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone CountersThermostat

1461 Golden Glow Dr is a 2021-built home in Spencer Crk Ph 1, Ruskin. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,935 square feet of living space. Listed at $330,000 (about $171/sqft), 72 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $156 annually.

From the listing

Welcome to 1461 Golden Glow Drive, a spacious 4-bedroom, 2-bathroom home offering peaceful water views and a comfortable, easy-living layout. Positioned along a west-facing pond in the Spencer Creek community, the backyard provides a relaxing setting to enjoy Florida sunsets and the natural scenery beyond. The Hartford floor plan features an open main living area designed for everyday living and entertaining. At the center of the home, the kitchen offers light cabinetry, granite countertops, stainless steel appliances, a roomy pantry, and an extended breakfast bar with space for additional seating. Natural light carries throughout the living and dining areas, creating a bright and welcoming atmosphere. The primary bedroom is set apart from the secondary bedrooms and also overlooks the pond, offering a peaceful water view to wake up to each morning. It includes a large walk-in closet and private bathroom with dual sinks and a walk-in shower. Three additional bedrooms and a full guest bathroom provide space for family, guests, a home office, or hobbies. Additional features include an interior laundry room near the garage entrance and a two-car garage with room for vehicles and storage. Outside, the pond-view backyard offers an inviting place to relax, entertain, or simply take in the evening sky. Residents of Spencer Creek enjoy access to a community pool, playground, dog park, basketball court, and open green spaces. The Ruskin area offers convenient access to I-75 and US-41, making travel to MacDill AFB, St. Petersburg, Tampa, Bradenton, and Sarasota easy. With nearby restaurants, shopping, and Gulf beaches just a short drive away, the location combines everyday convenience with plenty of opportunities to enjoy boating, fishing, nature trails, beaches, and the Florida outdoors. The property is also located within a USDA-eligible area, which may provide qualified buyers with a 0% down financing option. Schedule your private showing and experience the space, setting, and sunset pond views this home has to offer.

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The essentials

Built
2021
Price / sqft
$171
On market
72 days
Annual tax
$7,999
HOA
$156/yr
Flood zone
X · Low risk
Lot
5,175 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Community pool
Shared amenity
2 car garage
5,175 sqft lot
Lot size
1,935 sqft
Living area

Payment

Est. monthly payment
$2,566/mo
Down payment (20%)
$66,000
Property taxes
$667/mo
HOA
$156/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
5,175 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
72
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Private Entrance
Sidewalk
Sprinkler Metered
Clubhouse
Deed Restrictions
Dog Park
Playground
Pool
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Ruskin-HB
Middle
Shields-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,999
Parcel #
U-16-32-19-C24-000000-00033.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spencer Crk Ph 1
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
5,175 sqft
HOA
$156/yr
Spencer Creek - KEVIN HARKINS

Price history

Date
Event
Price
8/5/2026
Listed for sale
Source: Stellar MLS #TB8533847
$330,000+30.0%
$171/sqft
4/2/2021
Sold
Source: Hillsborough County Public Record
$253,900
$131/sqft

Neighborhood

1461 Golden Glow Dr
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $330,000
$327,500 – $330,000
99.5% – 100% of listTops out right at the list price
80% of listList price
125 of the last 213 home closings in 33570 landed at this number or higher (59%). The median one sat 43 days before it went under contract, and this one is on day 72.

Sample: 213 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,566/mo
Principal & interest$1,721
Property taxes$667
Insurance$165
HOA$13
Down payment20% · $66,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$330,000

$171 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,935 sq ft

Time on market

72 days

Year built

2021

Monthly payment

About $2,566/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,999 annual tax bill, insurance, and the $156/yr HOA fee.

HOA fee

$156/yr

Managed by Spencer Creek - KEVIN HARKINS.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS SOUTH SHOREListing agent: Rose AlexanderListing data from Stellar MLS, MLS# TB8533847.

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