7020 Cognac Dr #4, photo 1
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Overview

2 bd2 ba1,044 sqftCondominium
TypeCondominium
HOANone listed
Built1973
Lot608 sqft
Living area1,044 sqft
Price / sqft$110

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboLiving Room/Dining Room ComboBalconyPrivate MailboxSidewalkStorageBuyer Approval RequiredCommunity Mailbox

7020 Cognac Dr #4 is a 1973-built home in Magnolia Valley, New Port Richey. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,044 square feet of living space. Listed at $115,000 (about $110/sqft), 70 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this beautifully maintained second-floor condominium in the highly desirable Magnolia Valley community! This inviting 2-bedroom, 2-bathroom home offers a bright, open-concept layout that seamlessly connects the living room, dining area, and kitchen, creating the perfect space for both everyday living and entertaining. Step through the double sliding glass doors onto the expansive screened porch, where you can relax and enjoy tranquil, park-like views. The generous outdoor living space also features three private storage closets, providing plenty of room for seasonal items and extra belongings. Inside, you'll appreciate the convenience of an in-unit laundry closet with a full-size washer and dryer. This home has been thoughtfully updated with major improvements, including a new electrical panel, HVAC system, roof, water heater, plumbing, appliances, and modern light fixtures, offering exceptional value and peace of mind for the next owner. The unit includes assigned covered carport space and is part of a well-maintained community with a low HOA fee of just $345 monthly. Whether you're searching for a year-round residence, a seasonal retreat, or an investment opportunity, this move-in-ready condo combines comfort, convenience, and low-maintenance living in a prime location close to shopping, dining, golf courses, parks, medical facilities, and Florida's beautiful Gulf Coast beaches. Don't miss your chance to make this exceptional Magnolia Valley condo your own—schedule your private showing today!

The essentials

Built
1973
Price / sqft
$110
On market
70 days
Annual tax
$1,458
Flood zone
X · Low risk
Lot
608 sqft
Type
Condominium

At a glance

Condo
Built 1973
Private balcony
Outdoor space
1,044 sqft
Living area

Payment

Est. monthly payment
$779/mo
Down payment (20%)
$23,000
Property taxes
$122/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1973
Lot
608 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
70
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Balcony
Private Mailbox
Sidewalk
Storage
Buyer Approval Required
Community Mailbox
Deed Restrictions
Street Lights
Dryer
Electric Water Heater
Range
Range Hood
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$1,458
Parcel #
16-25-34-0800-00500-00D0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Magnolia Valley
County
Pasco
MLS Area
34653 - New Port Richey
Lot Size
608 sqft

Price history

Date
Event
Price
8/3/2026
Listed for sale
Source: Stellar MLS #TB8535460
$115,000
$110/sqft

Neighborhood

7020 Cognac Dr #4
New Port Richey, FL, 34653 · 34653 - New Port Richey

Market insights

Offer Insights

Choose an offer strength

List price: $115,000
$110,000 – $115,000
95.7% – 100% of listTops out right at the list price
80% of listList price
14 of the last 27 condo closings in 34653 landed at this number or higher (52%). The median one sat 59 days before it went under contract, and this one is on day 70.

Sample: 27 closed condo sales in 34653 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$779/mo
Principal & interest$600
Property taxes$122
Insurance$58
Down payment20% · $23,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$115,000

$110 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,044 sq ft

Time on market

70 days

Year built

1973

Monthly payment

About $779/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,458 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHOMETRUST REALTY GROUPListing agent: Steve PlestedListing data from Stellar MLS, MLS# TB8535460.

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