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Overview

3 bd1 ba924 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1984
Lot7,144 sqft
Living area924 sqft
Price / sqft$335
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Stone CountersWalk-in Closet(s)SidewalkStreet LightsDishwasherElectric Water HeaterMicrowave

650 Timber Bay Cir W is a 1984-built home in Shoreview Ph 2, Oldsmar. Inside you'll find 3 bedrooms, 1 bathrooms, and 924 square feet of living space. Listed at $310,000 (about $335/sqft), 66 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

HIGH AND DRY! NEVER FLOODED. CHARMING 3 bed, 1 bath impeccable home in downtown Oldsmar area. NEW interior doors, NEW stove, NEW baseboards, NEW bathroom vanity, lighting, mirror,, NEW remote control ceiling fans with lights, NEW carriage lights (front and back) NEW GFCI outlets, NEW paint interior, exterior, NEW paint garage, patio, NEWER windows and slider with integral blinds (2023, 2026), HWH 2025, DISHWASHER 2023, MICROWAVE 2022, ROOF 2022. Use your imagination with the oversized patio for a total outside living experience; large fenced yard. This home is located a short distance from Mobbly Bayou waterfront park, RE Olds park with fishing pier, event and picnic areas, playgrounds, volleyball, and Bicentennial Park with tennis and pickleboard courts, shaded walking paths, and home to Adventure Zip Line Tours. Shopping, restaurants, theater, athletic facilities, museum, school and library all only minutes away. WORLD CLASS BEACHES and TAMPA INTERNATIONAL AIRPORT are both nearby. Zoned for Oldsmar Elementary School (A rated) and NOW a K through 8 school. This home is HIGH AND DRY! Motivated Seller!

The essentials

Built
1984
Price / sqft
$335
On market
66 days
Annual tax
$2,230
Flood zone
AE
Lot
7,144 sqft
Type
Single Family Residence

At a glance

Single family
Built 1984
1 car garage
7,144 sqft lot
Lot size
924 sqft
Living area

Payment

Est. monthly payment
$1,958/mo
Down payment (20%)
$62,000
Property taxes
$186/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1984
Lot
7,144 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
66
Ceiling Fans(s)
Stone Counters
Walk-in Closet(s)
Sidewalk
Street Lights
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Oldsmar Elementary-PN
Middle
Carwise Middle-PN
High
East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$2,230
Parcel #
25-28-16-81851-006-0110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shoreview Ph 2
County
Pinellas
MLS Area
34677 - Oldsmar
Lot Size
7,144 sqft
Flood Insurance Required

Price history

Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #TB8536069
$310,000-4.6%
$335/sqft
8/6/2026
Listed for sale
Source: Stellar MLS #TB8536069
$325,000
$352/sqft

Neighborhood

650 Timber Bay Cir W
Oldsmar, FL, 34677 · 34677 - Oldsmar

Market insights

Offer Insights

Choose an offer strength

List price: $310,000
$307,500 – $310,000
99.1% – 100% of listTops out right at the list price
80% of listList price
56 of the last 111 home closings in 34677 landed at this number or higher (50%). The median one sat 42 days before it went under contract, and this one is on day 66 after a $15,000 cut.

Sample: 111 closed home sales in 34677 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,958/mo
Principal & interest$1,617
Property taxes$186
Insurance$155
Down payment20% · $62,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$310,000

$335 per sq ft

Beds and baths

3 beds, 1 baths

Size

924 sq ft

Time on market

66 days

Year built

1984

Monthly payment

About $1,958/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,230 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byFUTURE HOME REALTY INCListing agent: Ginger TatarzewskiListing data from Stellar MLS, MLS# TB8536069.

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