1116 Shipwatch Cir, photo 1
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Overview

2 bd3 ba1,321 sqft1 car garageTownhouse
TypeTownhouse
HOA$534/mo
Built1991
Lot1,663 sqft
Living area1,321 sqft
Price / sqft$506
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsStone CountersThermostat

1116 Shipwatch Cir is a 1991-built home in Harbor Homes Ph One, Tampa. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,321 square feet of living space. Listed at $669,000 (about $506/sqft), 60 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $534 monthly.

From the listing

PRICE REDUCTION! Experience elevated coastal living in this impeccably maintained and beautifully updated Harbour Island townhome, set within a desirable community offering 24-hour gated security. Harbour Homes feels private, peaceful, and tucked away while placing you moments from everything downtown Tampa has to offer. Step inside and you are greeted by abundant natural light, soaring ceilings, and a bright, open layout designed for comfortable everyday living and effortless entertaining. The kitchen opens to the main living area, where new French doors lead to a private deck—perfect for seamless indoor-outdoor living. Thoughtful updates throughout the home include shiplap accent walls, luxury vinyl plank flooring, and an updated powder bathroom conveniently located on the first floor, adding warmth, style, and everyday functionality. Upstairs, the spacious primary suite offers high ceilings, an oversized, custom-designed walk-in closet, and a beautifully remodeled spa-like bathroom, creating a true retreat. The second bedroom also features an en-suite bathroom and a custom designed closet to maximize space and minimize clutter. Enjoy the added benefit of a whole house water softener and upstairs laundry for convenience. Toast the sunset from your private deck while overlooking the neighborhood courtyard, complete with a pavered pathway, peaceful fountain, and lush landscaping. This home is also just steps from the expansive community pool and spa that features a heater/chiller for comfort all year long. A major 2026 community enhancement included the replacement of all roofs throughout Harbour Homes, adding peace of mind, improved protection, and long-term value for homeowners. Nestled in one of Tampa’s most sought-after locations, this home offers effortless access to the city’s thriving downtown scene. The Harbour Island Marina is close by and one of the many benefits of living here is the opportunity to purchase/own a boat slip at the marina. Enjoy a short stroll to Water Street, Amalie Arena, Sparkman Wharf, Channelside, Life Time Fitness, and the Riverwalk, where you will find excellent restaurants, coffee shops, and weekend farmers markets. Arts, culture, sports venues, and the trolley to Ybor City are all nearby. Harbour Homes is a beautifully maintained and landscaped neighborhood with brand new tile roofs, tree-lined streets, and the secure, relaxed lifestyle Harbour Island is known for. This turn-key residence is an exceptional opportunity for anyone seeking easy living in the heart of Tampa. Do not miss your chance to own a home where thoughtful upgrades, beautiful details, and a prime location come together seamlessly.

The essentials

Built
1991
Price / sqft
$506
On market
60 days
Annual tax
$3,653
HOA
$534/mo
Flood zone
AE
Lot
1,663 sqft
Type
Townhouse

At a glance

Townhouse
Built 1991
Community pool
Shared amenity
1 car garage
Driveway
1,663 sqft lot
Lot size
1,321 sqft
Living area

Payment

Est. monthly payment
$4,662/mo
Down payment (20%)
$133,800
Property taxes
$304/mo
HOA
$534/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1991
Lot
1,663 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Guest
Days on Market
60
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Buyer Approval Required
Deed Restrictions
Gated Community - Guard
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
Gorrie-HB
Middle
Wilson-HB
High
Plant-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$3,653
Parcel #
A-30-29-19-52H-000001-00013.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Homes Ph One
County
Hillsborough
MLS Area
33602 - Tampa
Lot Size
1,663 sqft
Flood Insurance RequiredFloodZoneCity LimitsLandscapedPaved
HOA
$534/mo
Amanda Smith

Price history

Date
Event
Price
10/10/2026
Price change
Source: Stellar MLS #TB8536366
$669,000-1.6%
$506/sqft
-
Price change
Source: Stellar MLS #TB8536366
$679,900-2.9%
$515/sqft
8/16/2026
Listed for sale
Source: Stellar MLS #TB8536366
$699,900+420.4%
$530/sqft
9/1/1991
Sold
Source: Hillsborough County Public Record
$134,500
$102/sqft

Neighborhood

1116 Shipwatch Cir
Tampa, FL, 33602 · 33602 - Tampa

Market insights

Offer Insights

Choose an offer strength

List price: $669,000
$660,000 – $669,000
98.6% – 100% of listTops out right at the list price
80% of listList price
12 of the last 23 townhouse or villa closings in 33602 landed at this number or higher (52%). The median one sat 33 days before it went under contract, and this one is on day 60 after a $30,900 cut.

Sample: 23 closed townhouse or villa sales in 33602 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,662/mo
Principal & interest$3,489
Property taxes$304
Insurance$335
HOA$534
Down payment20% · $133,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$669,000

$506 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,321 sq ft

Time on market

60 days

Year built

1991

Monthly payment

About $4,662/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,653 annual tax bill, insurance, and the $534/mo HOA fee.

HOA fee

$534/mo

Managed by Amanda Smith.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS TAMPA CENTRALListing agent: Jill NeumanListing data from Stellar MLS, MLS# TB8536366.

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