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About this home
20902 Ragan Ln is a 2020-built home in Lake Thomas Estates, Land O Lakes. Inside you'll find 3 bedrooms, 3 bathrooms, and 3,013 square feet of living space. Listed at $1,399,000 (about $464/sqft), 56 days on market. Flood zone X, AE - outside the FEMA high-risk areas, which keeps insurance manageable.
LAKEFRONT on highly sought after BIG LAKE THOMAS. Custom built in 2020. Private ski lake with walk in access, dock, boatlift and private boat ramp. Home features gourmet kitchen with large island, gas range with double ovens, and side by side refrigerator and freezer. Wet bar with stainless sink and ice machine. Primary suite features sitting area and stunning spa-like en suite with double vanities, soaker tub and double walk in shower with 3 shower heads on each side. Therapeutic Hot Tub on back Lanai. Three way split floorplan with separate 1 car garage with 50AMP Electric car charger and 2 car garage. Enjoy peaceful resort style living with breathtaking waterfront views. NO HOA
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,399,000
$464 per sq ft
Beds and baths
3 beds, 3 baths
Size
3,013 sq ft
Time on market
56 days
Year built
2020
Monthly payment
About $9,065/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,829 annual tax bill, insurance.
Flood zone
Zone X, AE
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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