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About this home
2928 Chelsea Woods Dr is a 1998-built home in Chelsea Woods, Valrico. Inside you'll find 5 bedrooms, 5 bathrooms, and 4,050 square feet of living space. Listed at $849,000 (about $210/sqft), 67 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $30 annually.
Tucked beneath mature live oaks draped in Spanish moss, this beautifully maintained 5-bedroom, 5-bath home offers over 4,000 square feet of living space on more than half an acre in the sought-after Chelsea Woods community. From the inviting wraparound front porch to the private backyard oasis, this home combines timeless character with room to live, work, and entertain. Inside, a two-story foyer opens to a spacious great room featuring soaring ceilings, built-in shelving, and slate flooring, with hardwood floors throughout the rest of the home. The kitchen offers a walk-in pantry and breakfast nook, with views of the backyard and pool and an easy connection to the main living areas. The first floor also features a private primary suite with dual walk-in closets and a spacious bathroom, a separate office with French doors, and a dedicated laundry room with a convenient hideaway ironing board. French doors lead from the main living areas to the pool, while pocket doors throughout the home add versatility and functionality. Upstairs, you'll find a large bonus room along with a flexible space above the garage featuring a half bath. Whether you need room for guests, a private home office, or a teen retreat, this additional space offers plenty of possibilities. Outside, enjoy your own private retreat with a screened-in pool, oversized brick fire pit area, paver walkways, and lush landscaping supported by an irrigation system. The wraparound porch provides the perfect spot for morning coffee, while the long paved driveway accommodates 8 or more vehicles—ideal for gatherings and entertaining. The home has been meticulously maintained, with several important updates and features already in place. In 2023, it passed a 4-point inspection, the septic system was pumped and inspected, and the water was tested. Additional improvements include a new water heater in 2024, recently serviced AC units with a new UV antibacterial light, UV window film to help reduce heat, and Hardie board added to exterior window sills and pillars for durability. A transferable termite bond is also included. Enjoy the added savings of a private well with no water bill, a septic system with no sewer bill, and a low HOA fee of just $30 per year. Conveniently located in the heart of Bloomingdale, you're just minutes from shopping and dining, including Sprouts and BayCare Health Center, with a Whole Foods coming soon. The current owners have loved both this home and the neighborhood, but are making a move to a one-story layout to better accommodate a family member. Now is your opportunity to make this spacious, character-filled Chelsea Woods property your own!
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$849,000
$210 per sq ft
Beds and baths
5 beds, 5 baths
Size
4,050 sq ft
Time on market
67 days
Year built
1998
Monthly payment
About $5,791/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,228 annual tax bill, insurance, and the $30/yr HOA fee.
HOA fee
$30/yr
Managed by CHELSEAWOODS PROPERTY OWNERS ASSOCIATION, INC..
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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