138 S Saint Thomas Cir, photo 1
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Overview

2 bd2 ba1,296 sqftManufactured Home
TypeManufactured Home
HOA$242/mo
Built1992
Lot6,780 sqft
Living area1,296 sqft
Price / sqft$193

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsSolid Surface CountersStone CountersThermostatPrivate MailboxRain GuttersStorage

138 S Saint Thomas Cir is a 1992-built home in Caribbean Isles Residential CO, Apollo Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,296 square feet of living space. Listed at $249,900 (about $193/sqft), 66 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $242 monthly.

From the listing

Welcome to Caribbean Isles Residential Cooperative. This FURNISHED home is a large 2-bedroom, 2 bath home located on a Canal. As you walk in the home you enter the Mud Room with a full-size stackable Washer & Dryer. Beautiful Galley Kitchen. The Kitchen comes with a new Gas Range & Granite Countertops and Tile Floors. The Primary Bedroom has a large Walk-in Closet and Engineered wood floors with an Ensuite. Large Screened Patio to just sit and watch the world go by on the Canal. The home is low maintenance and well-maintained. Lots of storage, Lots of light. Caribbean Isles Residential Cooperative is a highly desired community to live in. It is a VERY Active 55+ community. From Shuffleboard and Bocce Ball to Corn Hole and Horseshoes. We welcome Golf Carts and several times a year we gather and decorate for Parades. The Clubhouse is used for Dances, Games, Dinners and more. In the Clubhouse we have a well-stocked Library and a large Craft Room. The Game Room has 3 Billiard Tables, 2 Poker Tables, a Bar Shuffleboard with 2 Dart Boards. Don't miss this opportunity.

The essentials

Built
1992
Price / sqft
$193
On market
66 days
Annual tax
$776
HOA
$242/mo
Flood zone
AE
Lot
6,780 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1992
Waterfront
Canal - Brackish
Community pool
Shared amenity
6,780 sqft lot
Lot size
1,296 sqft
Living area

Payment

Est. monthly payment
$1,735/mo
Down payment (20%)
$49,980
Property taxes
$65/mo
HOA
$242/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1992
Lot
6,780 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Canal - Brackish
Days on Market
66
Ceiling Fans(s)
High Ceilings
Solid Surface Counters
Stone Counters
Thermostat
Private Mailbox
Rain Gutters
Storage
Deed Restrictions
Dog Park
Gated Community - No Guard
Golf Carts OK
Pool
Street Lights
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2025)
$776
Parcel #
U-22-31-19-606-000000-00074.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Caribbean Isles Residential CO
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
6,780 sqft
HOA
$242/mo
Christine Trimmer

Price history

Date
Event
Price
8/7/2026
Listed for sale
Source: Stellar MLS #TB8537078
$249,900
$193/sqft

Neighborhood

138 S Saint Thomas Cir
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $249,900
$247,500 – $249,900
98.9% – 100% of listTops out right at the list price
80% of listList price
158 of the last 315 home closings in 33572 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 66.

Sample: 315 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,735/mo
Principal & interest$1,303
Property taxes$65
Insurance$125
HOA$242
Down payment20% · $49,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,900

$193 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,296 sq ft

Time on market

66 days

Year built

1992

Monthly payment

About $1,735/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $776 annual tax bill, insurance, and the $242/mo HOA fee.

HOA fee

$242/mo

Managed by Christine Trimmer.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byWALLS REALTY & ASSOCIATES, LLCListing agent: Terry BrownListing data from Stellar MLS, MLS# TB8537078.

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