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Overview

3 bd2 ba1,266 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1956
Lot6,900 sqft
Living area1,266 sqft
Price / sqft$402
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)DishwasherMicrowaveRefrigerator

440 89th Ave is a 1956-built home in St Petersburg Beach North Unit 8, St Pete Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,266 square feet of living space. Listed at $509,000 (about $402/sqft), 64 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

One of the Best Values in St. Pete Beach! Fully Renovated & Move-In Ready! Discover the perfect blend of coastal charm, modern updates, and exceptional value in this beautifully renovated 3-bed, 2-bath home. Offering flexibility as a primary residence, beach retreat, or investment property, this home is ideally located in one of Florida’s most desirable coastal communities. *Potential future tax benefit for qualifying owner-occupants: Florida voters are considering a proposed increase to the homestead exemption beginning in 2027, subject to voter approval and eligibility requirements. Buyers should verify potential savings with the Pinellas County Property Appraiser. * Situated on an oversized lot with plenty of room to add a pool and create your own private outdoor oasis. Renovations were completed with permits, all of which have been approved and closed. A transferable flood insurance policy may be available to the buyer, subject to the insurance carrier’s approval, potentially offering added value and savings. Just minutes from the award-winning Gulf beaches, Corey Avenue, John’s Pass Village & Boardwalk, waterfront dining, marinas, Treasure Island, and downtown St. Petersburg. A rare opportunity to own a fully renovated home in St. Pete Beach at an exceptional value!

The essentials

Built
1956
Price / sqft
$402
On market
64 days
Annual tax
$5,561
Flood zone
AE
Lot
6,900 sqft
Type
Single Family Residence

At a glance

Single family
Built 1956
1 car garage
Garage Door Opener
6,900 sqft lot
Lot size
1,266 sqft
Living area

Payment

Est. monthly payment
$3,373/mo
Down payment (20%)
$101,800
Property taxes
$463/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1956
Lot
6,900 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
64
Ceiling Fans(s)
Dishwasher
Microwave
Refrigerator
Elementary
Azalea Elementary-PN
Middle
Azalea Middle-PN
High
Boca Ciega High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$5,561
Parcel #
25-31-15-78282-107-0100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Petersburg Beach North Unit 8
County
Pinellas
MLS Area
33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl
Lot Size
6,900 sqft

Price history

Date
Event
Price
8/8/2026
Listed for sale
Source: Stellar MLS #TB8537114
$509,000
$402/sqft

Neighborhood

440 89th Ave
St Pete Beach, FL, 33706 · 33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl

Market insights

Offer Insights

Choose an offer strength

List price: $509,000
$495,000 – $509,000
97% – 100% of listTops out right at the list price
80% of listList price
80 of the last 158 home closings in 33706 landed at this number or higher (51%). The median one sat 67 days before it went under contract, and this one is on day 64.

Sample: 158 closed home sales in 33706 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,373/mo
Principal & interest$2,655
Property taxes$463
Insurance$255
Down payment20% · $101,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$509,000

$402 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,266 sq ft

Time on market

64 days

Year built

1956

Monthly payment

About $3,373/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,561 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: Sandra MunozListing data from Stellar MLS, MLS# TB8537114.

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