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Overview

5 bd4 ba3,372 sqft3 car garageSingle Family
TypeSingle Family
HOA$495/yr
Built2002
Lot12,302 sqft
Living area3,372 sqft
Price / sqft$178
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsPrimary Bedroom Main FloorPrimarybedroom UpstairsSmart HomeWalk-in Closet(s)Private MailboxPrivate YardBuyer Approval Required

1124 Split Silk St is a 2002-built home in Lumsden Pointe Ph 1, Valrico. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,372 square feet of living space. Listed at $600,000 (about $178/sqft), 49 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $495 semi-annually.

From the listing

NEW PRICE! Spacious 5-bedroom, 4-bathroom home with TWO PRIMARY SUITES, 3,372 heated square feet, an attached 3-car garage, and a large fenced backyard on an oversized .28-acre lot in Lumsden Pointe. The flexible dual-primary-suite floor plan is one of the standout features of this home. The first-floor primary suite is located on the main level and features a spacious walk-in closet. The entire upstairs provides a private second primary suite with another walk-in closet and a separate mini-split system. With two primary suites and multiple living areas, the floor plan provides flexibility for multigenerational living, guests, a home office, additional living space, or a private upstairs retreat. With 3,372 heated square feet, 5 bedrooms and 4 full bathrooms, there is plenty of room for everyday living, entertaining, working from home, hobbies, and guests. Step outside to the oversized .28-acre lot and fully fenced backyard with vinyl fencing. The spacious backyard offers room for outdoor entertaining, gardening, recreation, pets, or creating your own outdoor living space. An irrigation system and attached 3-car garage add even more functionality. Major updates include a 2021 ROOF and BRAND-NEW CENTRAL HVAC installed in 2026. The separate upstairs mini-split was replaced in 2023. The kitchen features newer appliances approximately two years old, including the refrigerator/freezer, range, oven, and dishwasher. Washer, dryer, and water softener are also included. Additional features include a security system, exterior cameras, and smart-home features. Located in the established Lumsden Pointe community in Valrico, with community parks, playgrounds, sidewalks and convenient access to shopping, dining, Brandon, and the greater Tampa Bay area. If your search includes a 5-bedroom home, 4 full bathrooms, first-floor primary suite, dual primary suites, 3-car garage, fenced backyard, oversized lot, newer roof, new HVAC, and flexible living space, 1124 Split Silk Street brings all of these features together in one property.

The essentials

Built
2002
Price / sqft
$178
On market
49 days
Annual tax
$4,370
HOA
$495/yr
Flood zone
X · Low risk
Lot
12,302 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
3 car garage
Garage Door Opener
0.28 acres
Lot size
3,372 sqft
Living area

Payment

Est. monthly payment
$3,834/mo
Down payment (20%)
$120,000
Property taxes
$364/mo
HOA
$495/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
12,302 sqft
Cooling
Central Air, Mini-Split Unit(s), Wall/Window Unit(s)
Heating
Electric
Parking
Garage Door Opener
Days on Market
49
High Ceilings
Primary Bedroom Main Floor
Primarybedroom Upstairs
Smart Home
Walk-in Closet(s)
Private Mailbox
Private Yard
Buyer Approval Required
Deed Restrictions
Park
Playground
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Range Hood
Refrigerator
Washer
Water Softener
Elementary
Brooker-HB
Middle
Burns-HB
High
Bloomingdale-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,370
Parcel #
U-36-29-20-5OW-C00000-00013.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lumsden Pointe Ph 1
County
Hillsborough
MLS Area
33594 - Valrico
Lot Size
12,302 sqft
HOA
$495/yr
Vanguard Management Group

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #TB8537384
$600,000-3.2%
$178/sqft
8/25/2026
Listed for sale
Source: Stellar MLS #TB8537384
$619,900+173.0%
$184/sqft
10/31/2002
Sold
Source: Hillsborough County Public Record
$227,100
$67/sqft

Neighborhood

1124 Split Silk St
Valrico, FL, 33594 · 33594 - Valrico

Market insights

Offer Insights

Choose an offer strength

List price: $600,000
$595,000 – $600,000
99.5% – 100% of listTops out right at the list price
80% of listList price
96 of the last 172 home closings in 33594 landed at this number or higher (56%). The median one sat 23 days before it went under contract, and this one is on day 49 after a $19,900 cut.

Sample: 172 closed home sales in 33594 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,834/mo
Principal & interest$3,129
Property taxes$364
Insurance$300
HOA$41
Down payment20% · $120,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$600,000

$178 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,372 sq ft

Time on market

49 days

Year built

2002

Monthly payment

About $3,834/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,370 annual tax bill, insurance, and the $495/yr HOA fee.

HOA fee

$495/yr

Managed by Vanguard Management Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byREALTY HUBListing agent: Emilyrose FurmanListing data from Stellar MLS, MLS# TB8537384.

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