650 Pinellas Point Dr S #110, photo 1
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Overview

1 bd1 ba640 sqftCondominium
TypeCondominium
Condo dues$630/mo
Built1967
Lot34,800 sqft
Living area640 sqft
Price / sqft$188

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About this home

Ceiling Fans(s)Walk-in Closet(s)Window TreatmentsSidewalkAssociation Recreation - OwnedClubhouseGated Community - No GuardPool

650 Pinellas Point Dr S #110 is a 1967-built home in Velvet Cloake Condo, St Petersburg. Inside you'll find 1 bedrooms, 1 bathrooms, and 640 square feet of living space. Listed at $120,000 (about $188/sqft), 63 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $630 monthly.

From the listing

PRICE ADJUSTMENT**Welcome to Velvet Cloake — Where Life Slows Down and the Views Take Over.** Discover the peaceful, waterfront lifestyle you’ve been waiting for at Velvet Cloake, beautifully situated at the tip of Pinellas Point along the sparkling waters of Tampa Bay. Now available is this charming **1-bedroom, 1-bath first-floor condo — with NO STAIRS!** Offered **fully furnished**, this home is truly move-in ready. Just bring your suitcase and settle into your own peaceful retreat. Inside, you’ll find Luxury Vinyl Tile flooring throughout, along with a newer hot water heater and A/C system(Replaced 2026). The inviting kitchen opens seamlessly into the dining and living areas, creating a comfortable and open space for relaxing or entertaining. With plenty of cabinet and counter space, the kitchen offers both functionality and convenience. Whether you’re looking for a tranquil winter getaway, a full-time residence, or your own peaceful escape by the bay, this condo offers a wonderful opportunity to enjoy the Florida lifestyle. Step outside your door and take a refreshing swim in the HEATED POOL, enjoy a friendly game of shuffleboard, or simply sit back and take in the breathtaking views of Tampa Bay. The setting is truly what makes this community special. Velvet Cloake is nestled along the waterfront at the tip of Pinellas Point, offering residents a serene connection to nature and the bay. Community amenities include a recreation room, fishing pier, kayak storage and kayak launch, making it easy to enjoy the beautiful surroundings in whatever way you choose. Take a leisurely stroll along the waterfront walkway and pause on one of the many benches to enjoy the peaceful, stunning views. Watch the boats drift by, feel the gentle coastal breeze, and let the beauty of Tampa Bay become part of your everyday life. As evening falls, look across the water and you may even catch the Sunshine Skyway illuminated in the distance, creating a beautiful backdrop to end the day. Come experience Velvet Cloake for yourself. Once you arrive, you may never want to leave. Make your offer today!!!

The essentials

Built
1967
Price / sqft
$188
On market
63 days
Annual tax
$2,417
Condo dues
$630/mo
Flood zone
AE
Lot
34,800 sqft
Type
Condominium

At a glance

Condo
Built 1967
Waterfront
Bay/Harbor
Community pool
Shared amenity
Assigned parking
640 sqft
Living area

Payment

Est. monthly payment
$1,517/mo
Down payment (20%)
$24,000
Property taxes
$201/mo
Condo dues
$630/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1967
Lot
34,800 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned, Guest, Open
Waterfront
Bay/Harbor, Gulf/Ocean, Gulf/Ocean to Bay
Days on Market
63
Ceiling Fans(s)
Walk-in Closet(s)
Window Treatments
Sidewalk
Association Recreation - Owned
Clubhouse
Gated Community - No Guard
Pool
Sidewalks
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Lakewood Elementary-PN
Middle
Bay Point Middle-PN
High
Lakewood High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$2,417
Parcel #
18-32-17-93839-001-1100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Velvet Cloake Condo
County
Pinellas
MLS Area
33705 - St Pete
Lot Size
34,800 sqft
FloodZoneCity Limits
Condo dues
$630/mo
Helem Martin

Price history

Date
Event
Price
9/14/2026
Price change
Source: Stellar MLS #TB8537751
$120,000-4.0%
$188/sqft
8/11/2026
Listed for sale
Source: Stellar MLS #TB8537751
$125,000
$195/sqft

Neighborhood

650 Pinellas Point Dr S #110
St Petersburg, FL, 33705 · 33705 - St Pete

Market insights

Offer Insights

Choose an offer strength

List price: $120,000
$119,000 – $120,000
99.5% – 100% of listTops out right at the list price
80% of listList price
20 of the last 38 condo closings in 33705 landed at this number or higher (53%). The median one sat 60 days before it went under contract, and this one is on day 63 after a $5,000 cut.

Sample: 38 closed condo sales in 33705 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,517/mo
Principal & interest$626
Property taxes$201
Insurance$60
HOA$630
Down payment20% · $24,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$120,000

$188 per sq ft

Beds and baths

1 beds, 1 baths

Size

640 sq ft

Time on market

63 days

Year built

1967

Monthly payment

About $1,517/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,417 annual tax bill, insurance, and $630/mo in condo dues.

Condo dues

$630/mo

Managed by Helem Martin.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byPLUMLEE GULF BEACH REALTYListing agent: Christa BallauerListing data from Stellar MLS, MLS# TB8537751.

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