Active

7740 Ocean Spray Trl, Palmetto, FL, 34221

$233/sqft·Coasterra

4 bd3 ba2,488 sqft2 car garageSingle Family
Listed by HARTNEY REALTY & DEVELOPMENT· Last updated · MLS# TB8537919

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,408/mo
Down payment (20%)
$115,998
Property taxes
$45/mo
HOA
$580/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
Water views
Water
2 car garage
6,277 sqft lot
Lot size
2,488 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
COASTERRA
Type
Single Family Residence

True monthly carry

HOA
~$48/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Living Room/Dining Room ComboPrimary Bedroom Main FloorStone CountersThermostatTray Ceiling(s)Walk-in Closet(s)Built-in OvenCooktop

7740 Ocean Spray Trl is a 2026-built home in Coasterra, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,488 square feet of living space. Listed at $579,990 (about $233/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $580 annually.

From the listing

Under Construction. Welcome to the stunning Southampton 3.0 floorplan featuring 4 bedrooms, 3 bathrooms, study/den space, bonus room, and 2,488 square feet of beautifully designed living space. Located within the gated portion of the brand-new amenity rich lifestyle community of Coasterra, this home blends modern style with everyday comfort. Beautiful wood-look tile flooring runs throughout the main living areas, adding warmth and elegance. The large bonus room offers the flexibility to create a gym, playroom, movie room, or separate formal dining room, while the study/den provides a quite place to work from home. Outside your home, the brand-new Watermark amenity center is within easy walking distance. You'll additionally enjoy access to an impressive array of other community features such as the 65-acre lake, lakeside jogging paths, trails, various pools, sports fields, and so much more.

The essentials

Built
2026
Price / sqft
$233
On market
8 days
Annual tax
$539
HOA
$580/yr
Flood zone
X · Low risk
Lot
6,277 sqft
Type
Single Family Residence

Location

7740 Ocean Spray Trl
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2026
Lot
6,277 sqft
Cooling
Central Air
Heating
Electric, Natural Gas
Parking
-
Days on Market
8
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$539

Parcel #

589901259

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Coasterra

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

6,277 sqft

HOA
$580/yr
Elite Management
Date
Event
Price
9/3/2026
Listed for sale
Source: Stellar MLS #TB8537919
$579,990
$233/sqft
Est. monthly payment$3,408/mo
Principal & interest$3,025
Property taxes$45
Insurance$290
HOA$48
Down payment20% · $115,998
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $579,990
$575,000 – $579,990
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 8.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.