3588 Indigo Pond Dr #12, photo 1
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Overview

2 bd2 ba1,197 sqftCondominium
TypeCondominium
HOA + condo dues$452/mo
Built1988
Lot127,795 sqft
Living area1,197 sqft
Price / sqft$229

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsSplit BedroomWalk-in Closet(s)BalconySidewalkCommunity MailboxPool

3588 Indigo Pond Dr #12 is a 1988-built home in Indigo Pond Condo, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,197 square feet of living space. Listed at $274,000 (about $229/sqft), 64 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200 annually. Condo dues run $435 monthly.

From the listing

LOCATION LOCATION. Here we have a 2-bedroom, 2-bathroom condo located in beautiful Indigo Pond phase III. This second-floor end unit surrounded by mature well-maintained landscape overlooks a sparkling pond. Enjoy cool evenings in the screened in balcony gazing toward the pond and sunset. A Light and bright interior with vaulted ceilings with a good size living area creating a delightful space to make your own. Move in ready with upgraded kitchen and bathrooms. Kitchen has stainless appliances, a closet pantry, and breakfast bar open to the living room. Breakfast nook off the galley style kitchen and a formal dining room opposite end with window overlooking the pond. Master bedroom has walk in closet and en suite bathroom. Tiled guest bedroom has double door entry. Laundry area located inside the unit. Short drive or bike ride to nearby restaurants and shopping, the YMCA, Lansbrook Golf Course, and John Chestnut Park.

The essentials

Built
1988
Price / sqft
$229
On market
64 days
Annual tax
$1,565
HOA + condo dues
$452/mo
Flood zone
X · Low risk
Lot
127,795 sqft
Type
Condominium

At a glance

Condo
Built 1988
Community pool
Shared amenity
Assigned parking
Private balcony
Outdoor space
1,197 sqft
Living area

Payment

Est. monthly payment
$2,148/mo
Down payment (20%)
$54,800
Property taxes
$130/mo
HOA + condo dues
$452/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1988
Lot
127,795 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Guest
Days on Market
64
Ceiling Fans(s)
High Ceilings
Split Bedroom
Walk-in Closet(s)
Balcony
Sidewalk
Community Mailbox
Pool
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Washer
Elementary
Cypress Woods Elementary-PN
Middle
Tarpon Springs Middle-PN
High
East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,565
Parcel #
28-27-16-42992-006-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indigo Pond Condo
County
Pinellas
MLS Area
34685 - Palm Harbor
Lot Size
127,795 sqft
HOA + condo dues
$452/mo
$17/mo HOA plus $435/mo condo dues
Melissa Ferguson

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #TB8538204
$274,000-1.8%
$229/sqft
8/12/2026
Listed for sale
Source: Stellar MLS #TB8538204
$279,000
$233/sqft

Neighborhood

3588 Indigo Pond Dr #12
Palm Harbor, FL, 34685 · 34685 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $274,000
$270,000 – $274,000
98.5% – 100% of listTops out right at the list price
80% of listList price
9 of the last 16 condo closings in 34685 landed at this number or higher (56%). The median one sat 32 days before it went under contract, and this one is on day 64 after a $5,000 cut.

Sample: 16 closed condo sales in 34685 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,148/mo
Principal & interest$1,429
Property taxes$130
Insurance$137
HOA$452
Down payment20% · $54,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$274,000

$229 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,197 sq ft

Time on market

64 days

Year built

1988

Monthly payment

About $2,148/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,565 annual tax bill, insurance, and $452/mo in HOA and condo dues.

HOA + condo dues

$452/mo

$17/mo HOA plus $435/mo condo dues. Managed by Melissa Ferguson.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byFLORIDA LUXURY REALTY INCListing agent: Jeremy LonderganListing data from Stellar MLS, MLS# TB8538204.

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