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Saturday, Oct 10 · 2:00 PM to 4:00 PM
About this home
864 Franklin Cir is a 1988-built home in Franklin Square Phase III, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,152 square feet of living space. Listed at $365,000 (about $317/sqft), 58 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $375 monthly.
Move-in ready and full of great features, this 2-bedroom, 2-bath Palm Harbor home offers bright, comfortable living spaces from the moment you enter. The kitchen features quartz countertops, a glass tile backsplash, ample cabinetry, and a breakfast nook framed by a large front-facing window. The open living and dining area flows beneath high ceilings, ideal for everyday living and entertaining. The primary suite includes a private en-suite bath, a large walk-in closet, and an oversized window with abundant natural light. The HOA maintains the front and rear lawns, and a wood privacy fence encloses the backyard. Set on a circular cul-de-sac, the home also includes a one-car garage with epoxy flooring. Major updates include a new roof (2023) and impact windows (2018). Community amenities include a pool and a dog park. The home is minutes from Alternate 19, with convenient access to Downtown Palm Harbor and Downtown Dunedin for dining, shopping, and recreation. Appliances convey with the sale; furniture may be available separately.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$365,000
$317 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,152 sq ft
Time on market
58 days
Year built
1988
Monthly payment
About $2,901/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,268 annual tax bill, insurance, and the $375/mo HOA fee.
HOA fee
$375/mo
Managed by Anthony Lovio - Proactive Property Management LLC.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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