38689 Harlow Rose Dr, photo 1
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Overview

4 bd3 ba2,340 sqft2 car garageSingle Family
TypeSingle Family
HOA$91/mo
Built2021
Lot6,215 sqft
Living area2,340 sqft
Price / sqft$149
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Open FloorplanWalk-in Closet(s)LightingSidewalkDishwasherMicrowave

38689 Harlow Rose Dr is a 2021-built home in Bristol Mdws Ph 1a & 1b, Zephyrhills. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,340 square feet of living space. Listed at $349,000 (about $149/sqft), 62 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $91 monthly.

From the listing

Tastefully remodeled, 4-bedroom, 2.5-bath + bonus/office home offering 2,340 sq ft of modern living, built in 2021. Nestled in the sought-after Bristol Meadows community, this home combines style, comfort, and convenience. Freshly Painted and Move in ready. Enjoy cooking and entertaining in the gourmet kitchen featuring 42" cabinets, sleek granite countertops, a large kitchen island with breakfast bar, and brand new stainless steel appliances. The bright open floorplan includes a welcoming dining area and a relaxing living room that flows seamlessly to the fenced backyard through glass sliding doors—perfect for indoor-outdoor living. The primary suite offers a true retreat with a huge walk-in closet, and a luxurious bath complete with double granite vanity, soaking tub, and separate shower. Three additional generously sized bedrooms provide flexibility for family, guests, or workspace. Additional features include a 2-car garage, bonus room/office, low HOA fees, NO CDD, and not in a flood zone. Located with easy access to I-75, top-rated medical facilities, shopping, dining, and more—Bristol Meadows is the perfect blend of suburban charm and urban convenience.

The essentials

Built
2021
Price / sqft
$149
On market
62 days
Annual tax
$5,082
HOA
$91/mo
Flood zone
X · Low risk
Lot
6,215 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
6,215 sqft lot
Lot size
2,340 sqft
Living area

Payment

Est. monthly payment
$2,509/mo
Down payment (20%)
$69,800
Property taxes
$424/mo
HOA
$91/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
6,215 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
62
Built-in Features
Ceiling Fans(s)
Open Floorplan
Walk-in Closet(s)
Lighting
Sidewalk
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$5,082
Parcel #
21-26-23-005.0-007.00-019.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bristol Mdws Ph 1a & 1b
County
Pasco
MLS Area
33540 - Zephyrhills
Lot Size
6,215 sqft
HOA
$91/mo
Jerry Elmore

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #TB8538667
$349,000-3.0%
$149/sqft
8/13/2026
Listed for sale
Source: Stellar MLS #TB8538667
$359,900+68.5%
$154/sqft
7/8/2026
Sold
Source: Pasco County Public Record
$213,600
$91/sqft

Neighborhood

38689 Harlow Rose Dr
Zephyrhills, FL, 33540 · 33540 - Zephyrhills

Market insights

Offer Insights

Choose an offer strength

List price: $349,000
$347,500 – $349,000
99.5% – 100% of listTops out right at the list price
80% of listList price
66 of the last 103 home closings in 33540 landed at this number or higher (64%). The median one sat 38 days before it went under contract, and this one is on day 62 after a $10,900 cut.

Sample: 103 closed home sales in 33540 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,509/mo
Principal & interest$1,820
Property taxes$424
Insurance$175
HOA$91
Down payment20% · $69,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,000

$149 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,340 sq ft

Time on market

62 days

Year built

2021

Monthly payment

About $2,509/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,082 annual tax bill, insurance, and the $91/mo HOA fee.

HOA fee

$91/mo

Managed by Jerry Elmore.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySTAR BAY REALTY CORP.Listing agent: David O'BrienListing data from Stellar MLS, MLS# TB8538667.

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