4628 1st Ave E, photo 1
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Overview

3 bd2 ba1,500 sqft1 car garageVilla
TypeVilla
HOA$2,295.43/qtr
Built2007
Lot4,539 sqft
Living area1,500 sqft
Price / sqft$150
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboHurricane ShuttersPlaygroundSidewalkGated Community - No GuardPool

4628 1st Ave E is a 2007-built home in Oak Trail, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,500 square feet of living space. Listed at $224,900 (about $150/sqft), 61 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $2,295.43 quarterly.

From the listing

This nice one-level villa is located in a gated community conveniently situated near local shops and freeways. Key features of the property include:Interior & Layout: A modern kitchen, standard interior laundry room, a master suite with a double-sink bathroom, and two additional spacious bedrooms.Exterior & Parking: An attached one-car garage with a long parking pad.Views & Setting: Peaceful backyard views overlooking a pond and conservation area.Community Amenities: Access to a neighborhood pool and playground Priced to sell!

The essentials

Built
2007
Price / sqft
$150
On market
61 days
Annual tax
$2,838
HOA
$2,295.43/qtr
Flood zone
X · Low risk
Lot
4,539 sqft
Type
Villa

At a glance

Villa
Built 2007
Community pool
Shared amenity
1 car garage
4,539 sqft lot
Lot size
1,500 sqft
Living area

Payment

Est. monthly payment
$2,287/mo
Down payment (20%)
$44,980
Property taxes
$237/mo
HOA
$2,295.43/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
2007
Lot
4,539 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
61
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Hurricane Shutters
Playground
Sidewalk
Gated Community - No Guard
Pool
Sidewalks
Dishwasher
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$2,838
Parcel #
2292601109

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oak Trail
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
4,539 sqft
HOA
$2,295.43/qtr
Linda Chapman/Associa Gulf Coast

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #TB8538822
$224,900-2.2%
$150/sqft
8/11/2026
Listed for sale
Source: Stellar MLS #TB8538822
$229,900
$153/sqft

Neighborhood

4628 1st Ave E
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $224,900
$224,900
99.5% – 100% of listTops out right at the list price
80% of listList price
29 of the last 46 townhouse or villa closings in 34221 landed at this number or higher (63%). The median one sat 49 days before it went under contract, and this one is on day 61 after a $5,000 cut.

Sample: 46 closed townhouse or villa sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,287/mo
Principal & interest$1,173
Property taxes$237
Insurance$112
HOA$765
Down payment20% · $44,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$224,900

$150 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,500 sq ft

Time on market

61 days

Year built

2007

Monthly payment

About $2,287/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,838 annual tax bill, insurance, and the $2,295.43/qtr HOA fee.

HOA fee

$2,295.43/qtr

Managed by Linda Chapman/Associa Gulf Coast.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySEA ROYAL REALTY, INC.Listing agent: Amanda McBrideListing data from Stellar MLS, MLS# TB8538822.

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