303 W Chapman Rd, photo 1
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Overview

3 bd4 ba2,830 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2018
Lot6,808 sqft
Living area2,830 sqft
Price / sqft$456
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom Upstairs

303 W Chapman Rd is a 2018-built home in Lake Chapman Sub 1st Add, Lutz. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,830 square feet of living space. Listed at $1,289,500 (about $456/sqft), 63 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Beautiful Lakefront Home on Lake Chapman! Perfectly positioned to capture breathtaking western-facing sunsets, this custom-built residence offers an exceptional setting on one of the area’s desirable ski lakes. From peaceful evenings overlooking the water to days spent boating and enjoying the lake, this home truly embraces the best of Florida lakefront living. Thoughtfully designed to maximize the spectacular water views, the home offers an open and inviting floor plan ideal for both entertaining and everyday living. The impressive exterior features stone accents, stately columns, matching bay windows, split garages, and a beautiful U-shaped paver driveway. Step through the striking wrought-iron and wood-grain entry doors and your attention is immediately drawn to the stunning views of Lake Chapman. The spacious Living Room seamlessly connects the living room and kitchen, creating a wonderful gathering space overlooking the lake. The living room features 11-foot ceilings, crown molding, recessed lighting, an electric fireplace, and a custom wood mantel. The kitchen is equally impressive, highlighted by a custom copper gas range hood, coordinating copper sink, generous center island, and a charming breakfast nook surrounded by bay windows overlooking the backyard and lake. Wood-grain tile flooring throughout the main living areas adds warmth and character while creating the perfect lake house feel. Even the downstairs guest bathroom makes a statement, creatively designed with authentic Napa Valley wine crates, a genuine wine barrel vanity, and a copper sink that beautifully complements the kitchen finishes. The oversized laundry room was thoughtfully designed with lake living in mind, providing plenty of space for towels, linens, and everyday storage. Upstairs you will find three bedrooms, three full bathrooms, a private office, and a spacious loft that serves as a second living area, complete with hardwood flooring and surround sound. The office enjoys beautiful views and a charming barn-style privacy door and could easily become a fourth bedroom with the addition of a closet. The spacious primary suite features double sliding glass doors opening to the upstairs balcony, along with two separate walk-in closets featuring custom built-ins. The ensuite bath offers a jetted soaking tub, walk-in shower with dual shower heads, and separate vanities. Two additional bedrooms each feature walk-in closets, private ensuite bathrooms, and plantation shutters, providing privacy and comfort for family and guests. The outdoor living space is truly exceptional and designed for year-round entertaining. A granite-topped island with sink and reverse osmosis system anchors the space, while a Big Green Egg and Napoleon gas grill make outdoor cooking effortless. Motorized retractable screens, two outdoor televisions, and ceiling-mounted speakers create the perfect setting for relaxing, entertaining, watching the game, or simply enjoying the lake views. A paver walkway leads to the spa, fire pit, and private dock. The dock features a covered boat lift accommodating up to a 23-foot boat, along with a separate jet ski dock. Every detail of this home has been thoughtfully designed to complement its incredible lakefront setting and to create the ultimate Florida lifestyle.

The essentials

Built
2018
Price / sqft
$456
On market
63 days
Annual tax
$7,472
Flood zone
X* · Low risk
Lot
6,808 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Waterfront
Lake Front
2 car garage
6,808 sqft lot
Lot size
2,830 sqft
Living area

Payment

Est. monthly payment
$7,992/mo
Down payment (20%)
$257,900
Property taxes
$623/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
6,808 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Lake Front
Days on Market
63
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Stone Counters
Thermostat
Walk-in Closet(s)
Balcony
Hurricane Shutters
Lighting
Outdoor Grill
Outdoor Kitchen
Rain Gutters
Bar Fridge
Built-in Oven
Cooktop
Dishwasher
Electric Water Heater
Kitchen Reverse Osmosis System
Range Hood
Refrigerator
Water Filtration System
Water Softener
Whole House R.o. System
Wine Refrigerator
Elementary
Maniscalco-HB
Middle
Buchanan-HB
High
Gaither-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X*
Annual Tax (2025)
$7,472
Parcel #
U-25-27-18-0LY-000002-00016.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Chapman Sub 1st Add
County
Hillsborough
MLS Area
33548 - Lutz
Lot Size
6,808 sqft

Price history

Date
Event
Price
8/24/2026
Price change
Source: Stellar MLS #TB8538832
$1,289,500-4.5%
$456/sqft
-
Price change
Source: Stellar MLS #TB8538832
$1,350,000+4.7%
$477/sqft
8/13/2026
Listed for sale
Source: Stellar MLS #TB8538832
$1,289,500
$456/sqft

Neighborhood

303 W Chapman Rd
Lutz, FL, 33548 · 33548 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $1,289,500
$1.27M – $1.29M
98.6% – 100% of listTops out right at the list price
80% of listList price
24 of the last 46 home closings in 33548 landed at this number or higher (52%). The median one sat 24 days before it went under contract, and this one is on day 63.

Sample: 46 closed home sales in 33548 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$7,993/mo
Principal & interest$6,725
Property taxes$623
Insurance$645
Down payment20% · $257,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,289,500

$456 per sq ft

Beds and baths

3 beds, 4 baths

Size

2,830 sq ft

Time on market

63 days

Year built

2018

Monthly payment

About $7,992/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,472 annual tax bill, insurance.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Michelle Fitz- RandolphListing data from Stellar MLS, MLS# TB8538832.

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