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Overview

3 bd2 ba1,860 sqft2 car garageSingle Family
TypeSingle Family
HOA$31.66/mo
Built2002
Lot6,051 sqft
Living area1,860 sqft
Price / sqft$231
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPest Guard SystemPrimary Bedroom Main FloorPrivate MailboxDeed RestrictionsDishwasher

7515 Terrace River Dr is a 2002-built home in Terrace River Ph 1, Temple Terrace. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,860 square feet of living space. Listed at $429,900 (about $231/sqft), 57 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $31.66 monthly.

From the listing

PRICE IMPROVEMENT**POOL HOME • EXPANSIVE SCREENED LANAI • OVERSIZED PRIMARY SUITE • FLEXIBLE ENTERTAINING SPACE** Welcome to 7515 Terrace River Dr, where comfortable Florida living meets a floor plan built for entertaining, relaxing, and everyday functionality. Located beneath a canopy of mature trees in Terrace River Estates, this **3-bedroom, 2-bath, single-story home offers approximately 1,860 square feet, an attached 2-car garage, private swimming pool, and an impressive approximately 25' x 30' screened pool deck and outdoor living area.** Step inside and you'll immediately notice that this is not a cookie-cutter layout. **Vaulted ceilings, architectural archways, recessed lighting, generous room sizes, and warm flooring through the main living areas** create a home that feels open without sacrificing defined spaces. The main living and dining areas flow naturally into a second gathering space and the kitchen, creating an easy environment for both everyday living and entertaining. The kitchen features **natural wood cabinetry, abundant counter space, breakfast-bar seating, double-basin sink, stainless-steel refrigerator, pantry storage, and an adjoining casual dining area** surrounded by natural light. Then there is one of the home's most memorable spaces a dedicated flex room currently designed as a private sports lounge and home bar. Whether you envision Sunday football, a media room, game room, hobby retreat, or personalized entertaining space, this room gives the home a personality and flexibility rarely found in a traditional three-bedroom floor plan. French doors connect the interior directly to the home's signature outdoor retreat. Step outside to an **approximately 25' x 30' screened/caged pool deck featuring a private swimming pool, expansive brick-paver-style deck, covered lanai, ceiling fan, shaded seating area, and privacy fencing**. There is ample room for outdoor dining, loungers, grilling, and entertaining—creating a true extension of the home's living space. The **primary suite is generously sized**, with multiple windows providing natural light, room for substantial furniture, and access to an **oversized walk-in closet with extensive shelving**. The private en-suite bath offers the space today's buyers appreciate, including **dual vanities, a large soaking/garden tub, separate glass-enclosed shower, and private water closet**. Two additional bedrooms offer flexibility for guests, family, hobbies, or working from home. One is currently configured as a spacious **home office**, demonstrating how easily the floor plan can adapt to today's work-from-home lifestyle. A second full bath serves the secondary bedrooms and guests. Practical features continue with a **dedicated interior laundry room with shelving**, plentiful closet and storage space, ceiling fans throughout, and an attached two-car garage. What makes **7515 Terrace River Dr** special is not any single feature—it is the combination: a **spacious one-story floor plan, private pool, substantial screened outdoor living area, large primary retreat, dedicated entertaining room, home-office flexibility, and mature neighborhood setting** all in one property. Conveniently located with access to **Temple Terrace, Tampa, major commuter routes, shopping, dining, recreation, and area destinations**, this home offers the opportunity to enjoy the Florida lifestyle from the moment you arrive home. **Schedule your private showing today.**

The essentials

Built
2002
Price / sqft
$231
On market
57 days
Annual tax
$3,544
HOA
$31.66/mo
Flood zone
X · Low risk
Lot
6,051 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
Private pool
In Ground
2 car garage
6,051 sqft lot
Lot size
1,860 sqft
Living area

Payment

Est. monthly payment
$2,784/mo
Down payment (20%)
$85,980
Property taxes
$295/mo
HOA
$31.66/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
6,051 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground
Days on Market
57
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Private Mailbox
Deed Restrictions
Dishwasher
Disposal
Electric Water Heater
Range
Range Hood
Refrigerator
Elementary
Folsom-HB
Middle
Greco-HB
High
King-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,544
Parcel #
T-26-28-19-5RT-000001-00006.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terrace River Ph 1
County
Hillsborough
MLS Area
33637 - Tampa / Temple Terrace
Lot Size
6,051 sqft
In CountyLandscapedPaved
HOA
$31.66/mo
Sal Saleh

Price history

Date
Event
Price
10/10/2026
Price change
Source: Stellar MLS #TB8538888
$429,900-6.5%
$231/sqft
-
Price change
Source: Stellar MLS #TB8538888
$459,900-6.1%
$247/sqft
8/15/2026
Listed for sale
Source: Stellar MLS #TB8538888
$489,900
$263/sqft

Neighborhood

7515 Terrace River Dr
Temple Terrace, FL, 33637 · 33637 - Tampa / Temple Terrace

Market insights

Offer Insights

Choose an offer strength

List price: $429,900
$427,500 – $429,900
99.5% – 100% of listTops out right at the list price
80% of listList price
29 of the last 52 home closings in 33637 landed at this number or higher (56%). The median one sat 30 days before it went under contract, and this one is on day 57 after a $60,000 cut.

Sample: 52 closed home sales in 33637 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,784/mo
Principal & interest$2,242
Property taxes$295
Insurance$215
HOA$32
Down payment20% · $85,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$429,900

$231 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,860 sq ft

Time on market

57 days

Year built

2002

Monthly payment

About $2,784/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,544 annual tax bill, insurance, and the $31.66/mo HOA fee.

HOA fee

$31.66/mo

Managed by Sal Saleh.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 CIRCLEListing agent: Darrell PalmerListing data from Stellar MLS, MLS# TB8538888.

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