4411 Shady Terrace Ln #115, photo 1
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Overview

1 bd1 ba797 sqftCondominium
TypeCondominium
Condo dues$403/mo
Built1980
Lot2 sqft
Living area797 sqft
Price / sqft$124

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboThermostatWalk-in Closet(s)Window TreatmentsSidewalkTennis Court(s)Deed RestrictionsRacquetball

4411 Shady Terrace Ln #115 is a 1980-built home in The Oaks Unit 1 A Condo, Tampa. Inside you'll find 1 bedrooms, 1 bathrooms, and 797 square feet of living space. Listed at $99,000 (about $124/sqft), 60 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $403 monthly.

From the listing

Spacious and gently used first-floor, 1BR/1BA condo, with furnishings, in The Oaks Condominiums, conveniently located just one mile north of the University of South Florida. This well-maintained condo has been owned by the same owner for over 30 years and was gently used as a vacation home. The open, comfortable layout offers a good-sized living room and bedroom, a large walk-in closet, a spacious bathroom, additional hallway storage, and an in-unit washer and dryer. A screened back porch provides a comfortable outdoor space along with additional storage. Furniture and kitchenware are included, making this condo move-in ready. The Oaks offers a pool, tennis courts, secured building entry, and beautifully maintained, park-like grounds with mature oak trees and lush greenery. HOA fees include water, sewer, trash, and exterior maintenance. Conveniently located near USF, top-rated medical facilities, parks, shopping, dining, and major highways. The Bull Runner bus provides convenient access to the USF campus. The current owner will credit the buyer up to $8,000 at closing toward a brand new A/C, with an A/C technician ready to install.

The essentials

Built
1980
Price / sqft
$124
On market
60 days
Annual tax
$1,596
Condo dues
$403/mo
Flood zone
X · Low risk
Lot
2 sqft
Type
Condominium

At a glance

Payment

Est. monthly payment
$1,102/mo
Down payment (20%)
$19,800
Property taxes
$133/mo
Condo dues
$403/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1980
Lot
2 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
60
Living Room/Dining Room Combo
Thermostat
Walk-in Closet(s)
Window Treatments
Sidewalk
Tennis Court(s)
Deed Restrictions
Racquetball
Sidewalks
Street Lights
Dishwasher
Dryer
Range
Range Hood
Refrigerator
Washer
Elementary
Pizzo-HB
Middle
Greco-HB
High
Wharton-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,596
Parcel #
U-04-28-19-1FC-A00000-00115.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Oaks Unit 1 A Condo
County
Hillsborough
MLS Area
33613 - Tampa
Lot Size
2 sqft
SidewalkPrivate
Condo dues
$403/mo
Jonah Galewitz

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #TB8539108
$99,000-9.9%
$124/sqft
8/14/2026
Listed for sale
Source: Stellar MLS #TB8539108
$109,900
$138/sqft

Neighborhood

4411 Shady Terrace Ln #115
Tampa, FL, 33613 · 33613 - Tampa

Market insights

Offer Insights

Choose an offer strength

List price: $99,000
$98,000 – $99,000
99.4% – 100% of listTops out right at the list price
80% of listList price
17 of the last 33 condo closings in 33613 landed at this number or higher (52%). The median one sat 52 days before it went under contract, and this one is on day 60 after a $10,900 cut.

Sample: 33 closed condo sales in 33613 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,102/mo
Principal & interest$516
Property taxes$133
Insurance$50
HOA$403
Down payment20% · $19,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$99,000

$124 per sq ft

Beds and baths

1 beds, 1 baths

Size

797 sq ft

Time on market

60 days

Year built

1980

Monthly payment

About $1,102/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,596 annual tax bill, insurance, and $403/mo in condo dues.

Condo dues

$403/mo

Managed by Jonah Galewitz.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySMITH & ASSOCIATES REAL ESTATEListing agent: Ravelle VakiliListing data from Stellar MLS, MLS# TB8539108.

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